{"id":23581,"date":"2026-10-07T09:01:08","date_gmt":"2026-10-07T07:01:08","guid":{"rendered":"https:\/\/findustrial.io\/?p=23581"},"modified":"2026-10-07T11:13:55","modified_gmt":"2026-10-07T09:13:55","slug":"equipment-as-a-service-refinanzierung-off-balance-sheet","status":"publish","type":"post","link":"https:\/\/findustrial.io\/de\/equipment-as-a-service-refinanzierung-off-balance-sheet\/","title":{"rendered":"Equipment-as-a-Service-Refinanzierung: Was \u201eoff balance sheet\u201c wirklich hei\u00dft"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"23581\" class=\"elementor elementor-23581 elementor-23086\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a06d64 e-flex e-con-boxed e-con e-parent\" data-id=\"9a06d64\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-395785f e-con-full e-flex e-con e-child\" data-id=\"395785f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82af33b elementor-widget elementor-widget-heading\" data-id=\"82af33b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Equipment-as-a-Service \u00b7 Refinanzierung<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48e51a2 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"48e51a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Equipment-as-a-Service-Refinanzierung: Was \u201eoff balance sheet\u201c wirklich hei\u00dft<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e58f6d4 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e58f6d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><span class=\"reading-time\"> 16 minutes <\/span><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Aktualisiert:Oktober 2026<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cce770c elementor-widget elementor-widget-text-editor\" data-id=\"cce770c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Refinanzierung von Equipment-as-a-Service<\/strong> hei\u00dft: Der Hersteller finanziert Maschinen, die seine Kunden nicht kaufen, sondern monatlich bezahlen. Die Kosten entstehen am ersten Tag, der Umsatz flie\u00dft erst \u00fcber drei bis f\u00fcnf Jahre zu, und diese L\u00fccke muss jemand finanzieren. Die Struktur legt dabei drei Dinge fest: wer das Asset h\u00e4lt, in wessen Bilanz es steht und wer das Restwert- und das Ausfallrisiko tr\u00e4gt. Welche Struktur zu einem Hersteller passt, zeigt die Findustrial EaaS Refinancing Analysis: Sie reiht acht strategische Ziele und ordnet das Ergebnis einer Struktur zu.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3280df5 e-flex e-con-boxed e-con e-parent\" data-id=\"3280df5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-97e7250 e-grid e-con-boxed e-con e-child\" data-id=\"97e7250\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9c6f48b e-con-full e-flex e-con e-child\" data-id=\"9c6f48b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8adead0 elementor-widget elementor-widget-counter\" data-id=\"8adead0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"50\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a649800 elementor-widget elementor-widget-text-editor\" data-id=\"a649800\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>OEM-Kunden<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1a5dcc elementor-widget elementor-widget-text-editor\" data-id=\"a1a5dcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Findustrial<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fca19cf e-con-full e-flex e-con e-child\" data-id=\"fca19cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03f3c29 elementor-widget elementor-widget-counter\" data-id=\"03f3c29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"500\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95f5c83 elementor-widget elementor-widget-text-editor\" data-id=\"95f5c83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Betreute EaaS-Projekte<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22f5f5f elementor-widget elementor-widget-text-editor\" data-id=\"22f5f5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Findustrial<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ba45cf e-con-full e-flex e-con e-child\" data-id=\"2ba45cf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3578f1a elementor-widget elementor-widget-counter\" data-id=\"3578f1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"10\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4ad765 elementor-widget elementor-widget-text-editor\" data-id=\"a4ad765\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Refinanzierungspartner<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90c5573 elementor-widget elementor-widget-text-editor\" data-id=\"90c5573\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Findustrial<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98081e8 e-flex e-con-boxed e-con e-parent\" data-id=\"98081e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-20f73d6 e-con-full e-flex e-con e-child\" data-id=\"20f73d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-455e281 elementor-widget elementor-widget-table-of-contents\" data-id=\"455e281\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;marker_view&quot;:&quot;bullets&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<div class=\"elementor-toc__header-title\">\n\t\t\t\tIn diesem Artikel\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__455e281\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5486f5 elementor-widget elementor-widget-wpml-language-switcher\" data-id=\"f5486f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpml-language-switcher.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wpml-elementor-ls\"><p class=\"wpml-ls-statics-post_translations wpml-ls\">Dieser Beitrag ist auch verf\u00fcgbar auf: \n<span role=\"navigation\">\n\t<span class=\"wpml-ls-slot-post_translations wpml-ls-item wpml-ls-item-en wpml-ls-first-item wpml-ls-last-item wpml-ls-item-legacy-post-translations\"><a href=\"https:\/\/findustrial.io\/en\/\" hreflang=\"en\" lang=\"en\" class=\"wpml-ls-link\" aria-label=\"Zu Englisch wechseln\" title=\"Zu Englisch wechseln\"><span class=\"wpml-ls-display\">Englisch<\/span><\/a><\/span><\/span>\n<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9694843 e-flex e-con-boxed e-con e-parent\" data-id=\"9694843\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f1c4fec e-con-full e-flex e-con e-child\" data-id=\"f1c4fec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db90ff9 elementor-widget elementor-widget-heading\" data-id=\"db90ff9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Das Problem<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc5a41 elementor-widget elementor-widget-heading\" data-id=\"4cc5a41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Warum die Refinanzierung \u00fcber die Skalierung entscheidet<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-512b267 elementor-widget elementor-widget-text-editor\" data-id=\"512b267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wer eine Maschine verkauft, hat sein Geld im Wesentlichen am Tag der Lieferung. Wer dieselbe Maschine als Service anbietet, erlebt das Gegenteil: Das Asset bleibt im Unternehmen, die Kosten ebenso, und der Umsatz kommt in Monatsraten \u00fcber drei bis f\u00fcnf Jahre. Auf dem Papier sieht das erste Jahr eines <a href=\"https:\/\/findustrial.io\/de\/equipment-as-a-service-definition\/\">Equipment-as-a-Service<\/a>-Programms deshalb schlechter aus als das bisherige Gesch\u00e4ft, auch wenn jeder einzelne Vertrag profitabel ist.<\/p>\n<p>F\u00fcr dieses Muster gibt es einen Namen. Thomas Lah und J. B. Wood nennen es im <em>Technology-as-a-Service Playbook<\/em> \u201eswallowing the fish\u201c: Die Kosten steigen, bevor der wiederkehrende Umsatz nachzieht, und die L\u00fccke zwischen den beiden Kurven markiert den Zeitraum, den ein Hersteller finanzieren muss. Das Muster ist gut dokumentiert. Offen l\u00e4sst die Literatur aber die praktische Frage, die daraus folgt: Wer stellt das Geld f\u00fcr diese L\u00fccke bereit?<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c5adcb elementor-widget elementor-widget-image\" data-id=\"5c5adcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"394\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/eaas-transition-de-1500-1-1024x504.webp\" class=\"attachment-large size-large wp-image-23667\" alt=\"\" srcset=\"https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/eaas-transition-de-1500-1-1024x504.webp 1024w, https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/eaas-transition-de-1500-1-300x148.webp 300w, https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/eaas-transition-de-1500-1-768x378.webp 768w, https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/eaas-transition-de-1500-1.webp 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1ec54c elementor-widget elementor-widget-text-editor\" data-id=\"e1ec54c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 13px; line-height: 1.5; color: #6b7a99; margin: 0;\">Darstellung Findustrial, nach Lah, T. und Wood, J. B. (2016), <em>Technology-as-a-Service Playbook<\/em>, Kapitel 5, \u201eSwallowing the Fish\u201c. Weitere Begriffe im <a href=\"https:\/\/findustrial.io\/de\/eaas-glossar\/\">Equipment-as-a-Service-Glossar<\/a>.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6deb4a elementor-widget elementor-widget-text-editor\" data-id=\"f6deb4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Genau hier geraten Programme ins Stocken. In unseren ersten Gespr\u00e4chen mit Herstellern nannten zwei von ihnen unabh\u00e4ngig voneinander die Finanzierung als die eigentlich schwierige Frage. Alles andere hielten sie f\u00fcr vergleichsweise leicht l\u00f6sbar.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b29772b elementor-widget elementor-widget-text-editor\" data-id=\"b29772b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Der Einwand, den wir am h\u00e4ufigsten h\u00f6ren,<\/strong> richtet sich gar nicht gegen das Modell. Sinngem\u00e4\u00df lautet er: \u201eWir sind keine Bank, wir wollen Umsatz realisieren.\u201c Der Einwand ist berechtigt, und die Refinanzierung ist genau die Antwort darauf: Den Einmalumsatz k\u00f6nnen Sie weiterhin bei Lieferung realisieren. Es \u00e4ndert sich nur, wer das Asset danach h\u00e4lt.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a909c2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9a909c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-594941b e-con-full e-flex e-con e-child\" data-id=\"594941b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ca0911 elementor-widget elementor-widget-heading\" data-id=\"7ca0911\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Die Entscheidung<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5229193 elementor-widget elementor-widget-heading\" data-id=\"5229193\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Drei Fragen, die \u00fcber die Struktur entscheiden<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8128202 elementor-widget elementor-widget-text-editor\" data-id=\"8128202\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die meisten Vergleiche von Refinanzierungsoptionen beginnen mit einer Liste von Finanzierungsprodukten. Damit fangen sie am falschen Ende an. Drei Fragen entscheiden, welche Strukturen f\u00fcr Sie \u00fcberhaupt infrage kommen. Sind sie beantwortet, bleibt nur noch eine kurze Liste \u00fcbrig.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d344426 e-grid e-con-full e-con e-child\" data-id=\"d344426\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-44f74cb e-con-full e-flex e-con e-child\" data-id=\"44f74cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a3b29b5 e-con-full e-flex e-con e-child\" data-id=\"a3b29b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9b0dac elementor-widget elementor-widget-text-editor\" data-id=\"f9b0dac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Frage 1<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a50820f elementor-widget elementor-widget-heading\" data-id=\"a50820f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Wem geh\u00f6rt das Asset zivilrechtlich?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0a8a62 elementor-widget elementor-widget-text-editor\" data-id=\"f0a8a62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ihnen, einer Leasinggesellschaft oder einer eigens gegr\u00fcndeten Gesellschaft. Das Eigentum regelt, wer die Maschine als Sicherheit einsetzen kann und wer sie am Ende der Laufzeit verwerten muss. \u00dcber Ihre Bilanz entscheidet es allein noch nicht. Das kl\u00e4ren die beiden folgenden Fragen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c656649 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c656649\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f027f9e elementor-widget elementor-widget-text-editor\" data-id=\"f027f9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entscheidet: Besicherung und Verwertung<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bcac14d e-con-full e-flex e-con e-child\" data-id=\"bcac14d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bcba59d e-con-full e-flex e-con e-child\" data-id=\"bcba59d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aae63e0 elementor-widget elementor-widget-text-editor\" data-id=\"aae63e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Frage 2<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bea3141 elementor-widget elementor-widget-heading\" data-id=\"bea3141\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Wer beherrscht die Gesellschaft und konsolidiert sie damit?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d70267 elementor-widget elementor-widget-text-editor\" data-id=\"0d70267\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Diese Frage wird gern \u00fcbersprungen, dabei entscheidet sie nach IFRS dar\u00fcber, wie Ihre Bilanz aussieht. Eine Gesellschaft, die Sie beherrschen, wird in Ihren Konzernabschluss einbezogen. Beherrschung ergibt sich aus der Verf\u00fcgungsgewalt \u00fcber die ma\u00dfgeblichen T\u00e4tigkeiten und dem Anspruch auf variable R\u00fcckfl\u00fcsse, nicht aus der H\u00f6he Ihrer Beteiligung. Eine Gesellschaft, die Sie nicht beherrschen, bleibt au\u00dfen vor. Rechtliche und bilanzielle Trennung sind nicht dasselbe.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cbabb9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5cbabb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-100d043 elementor-widget elementor-widget-text-editor\" data-id=\"100d043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entscheidet: Ihre IFRS-Bilanz<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca5af00 e-con-full e-flex e-con e-child\" data-id=\"ca5af00\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8da89a0 e-con-full e-flex e-con e-child\" data-id=\"8da89a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c87befc elementor-widget elementor-widget-text-editor\" data-id=\"c87befc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Frage 3<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a55e3d elementor-widget elementor-widget-heading\" data-id=\"3a55e3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Wer tr\u00e4gt das Restwert-, wer das Ausfallrisiko?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ad9d0 elementor-widget elementor-widget-text-editor\" data-id=\"f7ad9d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Das sind zwei verschiedene Risiken, und sie m\u00fcssen nicht bei derselben Partei liegen. Wie Sie sie verteilen, bestimmt Ihre Refinanzierungskosten: Jedes Risiko, das Sie selbst behalten, macht die Finanzierung g\u00fcnstiger. Jedes Risiko, das Sie abgeben, ist ein Hindernis weniger auf dem Weg zum Abschluss.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c41f3da elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"c41f3da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-500978f elementor-widget elementor-widget-text-editor\" data-id=\"500978f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Entscheidet: Ihre Refinanzierungskosten<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74922c8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"74922c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d8ef24 e-con-full e-flex e-con e-child\" data-id=\"9d8ef24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13053e8 elementor-widget elementor-widget-heading\" data-id=\"13053e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Die Optionen<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-595c5d5 elementor-widget elementor-widget-heading\" data-id=\"595c5d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Die drei Strukturen im Vergleich<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da4cdaa elementor-widget elementor-widget-text-editor\" data-id=\"da4cdaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mit den folgenden drei Strukturen arbeiten wir in der Praxis. Sie sind kein Men\u00fc zum Abhaken, sondern Positionen auf den drei Achsen, die die Fragen oben aufspannen. Die meisten Hersteller bewegen sich entlang dieser Achsen weiter, w\u00e4hrend ihr Programm w\u00e4chst.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-25ebf9b e-grid e-con-full e-con e-child\" data-id=\"25ebf9b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4d06a1c e-con-full e-flex e-con e-child\" data-id=\"4d06a1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0fcbf9c e-con-full e-flex e-con e-child\" data-id=\"0fcbf9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-228f58f elementor-widget elementor-widget-text-editor\" data-id=\"228f58f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Abbildung 2a<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68b9648 elementor-widget elementor-widget-heading\" data-id=\"68b9648\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sale &amp; Lease Back<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be473ca elementor-widget elementor-widget-image\" data-id=\"be473ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-1-3.webp\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"EaaS-Refinanzierungsstruktur \u2013 Sale &amp; Lease Back\" data-elementor-lightbox-description=\"Diese Darstellung zeigt typische Refinanzierungsstrukturen im Equipment-as-a-Service. Sie veranschaulicht, wie Assets, Vertragsbeziehungen und Zahlungsstr\u00f6me zwischen OEM, Finanzierungspartner und Kunde strukturiert werden k\u00f6nnen.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjA1NjEsInVybCI6Imh0dHBzOlwvXC9maW5kdXN0cmlhbC5pb1wvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNVwvMTJcL0RldmVsb3AtRWFhU19QaGFzZS0zX1JlZmluYW5jaW5nLU1vZGVsLTEtMy53ZWJwIn0%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"383\" height=\"622\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-1-3.webp\" class=\"attachment-large size-large wp-image-20561\" alt=\"Sale &amp; Lease Back: Der OEM verkauft das Asset an den Refinanzierer, least es zur\u00fcck und bietet es dem Kunden im Equipment-as-a-Service-Vertrag an.\" srcset=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-1-3.webp 383w, https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-1-3-185x300.webp 185w\" sizes=\"(max-width: 383px) 100vw, 383px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-954a9a1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"954a9a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9775733 elementor-widget elementor-widget-text-editor\" data-id=\"9775733\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Das Asset geht an die Leasinggesellschaft, Sie leasen es zur\u00fcck und bleiben Vertragspartner Ihres Kunden.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1210557 e-con-full e-flex e-con e-child\" data-id=\"1210557\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1ed50de e-con-full e-flex e-con e-child\" data-id=\"1ed50de\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c995fca elementor-widget elementor-widget-text-editor\" data-id=\"c995fca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Abbildung 2b<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a800524 elementor-widget elementor-widget-heading\" data-id=\"a800524\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sale &amp; Assignment of Receivables<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d7c3dc elementor-widget elementor-widget-image\" data-id=\"0d7c3dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-2-3.webp\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"EaaS-Refinanzierungsstruktur \u2013 Sale &amp; Assignment of Receivables\" data-elementor-lightbox-description=\"Diese Darstellung zeigt typische Refinanzierungsstrukturen im Equipment-as-a-Service. Sie veranschaulicht, wie Assets, Vertragsbeziehungen und Zahlungsstr\u00f6me zwischen OEM, Finanzierungspartner und Kunde strukturiert werden k\u00f6nnen.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjA1NjIsInVybCI6Imh0dHBzOlwvXC9maW5kdXN0cmlhbC5pb1wvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNVwvMTJcL0RldmVsb3AtRWFhU19QaGFzZS0zX1JlZmluYW5jaW5nLU1vZGVsLTItMy53ZWJwIn0%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"456\" height=\"622\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-2-3.webp\" class=\"attachment-large size-large wp-image-20562\" alt=\"Sale &amp; Assignment of Receivables: Der OEM verkauft das Asset im Rahmenvertrag an den Refinanzierer und tritt die Forderungen aus dem Equipment-as-a-Service-Vertrag ab; die Bonit\u00e4t des Kunden wird gepr\u00fcft.\" srcset=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-2-3.webp 456w, https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-2-3-220x300.webp 220w\" sizes=\"(max-width: 456px) 100vw, 456px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f472661 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f472661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a15c29 elementor-widget elementor-widget-text-editor\" data-id=\"1a15c29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sie bleiben Vertragspartner, die Forderung geht an den Refinanzierungspartner. Als einzige Struktur stellt sie eine Bedingung an Ihren Kunden.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8bb307 e-con-full e-flex e-con e-child\" data-id=\"b8bb307\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3503b49 e-con-full e-flex e-con e-child\" data-id=\"3503b49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb697db elementor-widget elementor-widget-text-editor\" data-id=\"bb697db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Abbildung 2c<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d304495 elementor-widget elementor-widget-heading\" data-id=\"d304495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Special Purpose Vehicle (SPV)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46780de elementor-widget elementor-widget-image\" data-id=\"46780de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-3-3.webp\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"EaaS-Refinanzierungsstruktur \u2013 SPV-Modell\" data-elementor-lightbox-description=\"Diese Darstellung zeigt typische Refinanzierungsstrukturen im Equipment-as-a-Service. Sie veranschaulicht, wie Assets, Vertragsbeziehungen und Zahlungsstr\u00f6me zwischen OEM, Finanzierungspartner und Kunde strukturiert werden k\u00f6nnen.\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjA1NjMsInVybCI6Imh0dHBzOlwvXC9maW5kdXN0cmlhbC5pb1wvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNVwvMTJcL0RldmVsb3AtRWFhU19QaGFzZS0zX1JlZmluYW5jaW5nLU1vZGVsLTMtMy53ZWJwIn0%3D\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"376\" height=\"622\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-3-3.webp\" class=\"attachment-large size-large wp-image-20563\" alt=\"Special Purpose Vehicle (SPV): Der OEM verkauft das Asset im Rahmenvertrag an das SPV und erbringt den Service; das SPV h\u00e4lt den Equipment-as-a-Service-Vertrag mit dem Kunden.\" srcset=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-3-3.webp 376w, https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Develop-EaaS_Phase-3_Refinancing-Model-3-3-181x300.webp 181w\" sizes=\"(max-width: 376px) 100vw, 376px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a094ce1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a094ce1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bd6338 elementor-widget elementor-widget-text-editor\" data-id=\"4bd6338\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Eine eigene Gesellschaft h\u00e4lt die Assets und finanziert sie mit Fremdkapital.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85c2781 elementor-widget elementor-widget-text-editor\" data-id=\"85c2781\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;line-height:1.5;color:#6B7A99;margin:0\">Abbildung 2 \u00b7 Wie Asset, Geld und Vertrag in den drei Strukturen flie\u00dfen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69e233f elementor-widget elementor-widget-text-editor\" data-id=\"69e233f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Tabelle 1 \u00b7 Die drei Refinanzierungsstrukturen im Vergleich<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9caac57 e-con-full e-flex e-con e-child\" data-id=\"9caac57\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fff5635 elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"fff5635\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"fin-table-wrap\"><table class=\"fin-table\"><thead><tr><th><\/th><th>Sale & Lease Back<\/th><th>Sale & Assignment of Receivables<\/th><th>Special Purpose Vehicle (SPV)<\/th><\/tr><\/thead><tbody><tr><td>Wer h\u00e4lt das Asset<\/td><td>Leasinggesellschaft<\/td><td>Refinanzierungspartner<\/td><td>Das SPV<\/td><\/tr><tr><td>Wer konsolidiert<\/td><td>H\u00e4ngt vom Bilanzrecht und von der Vertragsgestaltung ab<\/td><td>Voraussichtlich der Refinanzierungspartner<\/td><td>H\u00e4ngt von Ihrer Beteiligung und der Chancen-Risiken-Analyse ab<\/td><\/tr><tr><td>Bonit\u00e4tspr\u00fcfung des Kunden<\/td><td>Keine<\/td><td>Ja, f\u00fcr jeden Kunden<\/td><td>Nach den Aufnahmekriterien der Finanzierung<\/td><\/tr><tr><td>Was Ihr Kunde mitbringen muss<\/td><td>Nichts<\/td><td>Ausreichende Bonit\u00e4t<\/td><td>Nach den Aufnahmekriterien der Finanzierung<\/td><\/tr><\/tbody><\/table><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a491846 elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-html\" data-id=\"a491846\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"fin-cards-mobile\"><div class=\"fin-mc-card\"><div class=\"fin-mc-header fin-mc-header-navy\">Sale & Lease Back<\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Wer h\u00e4lt das Asset<\/span><span class=\"fin-mc-val\">Leasinggesellschaft<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Wer konsolidiert<\/span><span class=\"fin-mc-val\">H\u00e4ngt vom Bilanzrecht und von der Vertragsgestaltung ab<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Bonit\u00e4tspr\u00fcfung des Kunden<\/span><span class=\"fin-mc-val\">Keine<\/span><\/div><div class=\"fin-mc-row fin-mc-last\"><span class=\"fin-mc-label\">Was Ihr Kunde mitbringen muss<\/span><span class=\"fin-mc-val\">Nichts<\/span><\/div><\/div><div class=\"fin-mc-card\"><div class=\"fin-mc-header fin-mc-header-navy\">Sale & Assignment of Receivables<\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Wer h\u00e4lt das Asset<\/span><span class=\"fin-mc-val\">Refinanzierungspartner<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Wer konsolidiert<\/span><span class=\"fin-mc-val\">Voraussichtlich der Refinanzierungspartner<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Bonit\u00e4tspr\u00fcfung des Kunden<\/span><span class=\"fin-mc-val\">Ja, f\u00fcr jeden Kunden<\/span><\/div><div class=\"fin-mc-row fin-mc-last\"><span class=\"fin-mc-label\">Was Ihr Kunde mitbringen muss<\/span><span class=\"fin-mc-val\">Ausreichende Bonit\u00e4t<\/span><\/div><\/div><div class=\"fin-mc-card\"><div class=\"fin-mc-header fin-mc-header-navy\">Special Purpose Vehicle (SPV)<\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Wer h\u00e4lt das Asset<\/span><span class=\"fin-mc-val\">Das SPV<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Wer konsolidiert<\/span><span class=\"fin-mc-val\">H\u00e4ngt von Ihrer Beteiligung und der Chancen-Risiken-Analyse ab<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Bonit\u00e4tspr\u00fcfung des Kunden<\/span><span class=\"fin-mc-val\">Nach den Aufnahmekriterien der Finanzierung<\/span><\/div><div class=\"fin-mc-row fin-mc-last\"><span class=\"fin-mc-label\">Was Ihr Kunde mitbringen muss<\/span><span class=\"fin-mc-val\">Nach den Aufnahmekriterien der Finanzierung<\/span><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ba09a4 elementor-widget elementor-widget-text-editor\" data-id=\"7ba09a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;line-height:1.5;color:#6B7A99;margin:0\">Eigene Systematisierung Findustrial aus der Refinanzierungspraxis. Einen ver\u00f6ffentlichten Vergleich dieser Strukturen f\u00fcr Equipment-as-a-Service gibt es bisher nicht.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b9f15e elementor-widget elementor-widget-text-editor\" data-id=\"8b9f15e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Welche der drei f\u00fcr Sie realistisch ist, h\u00e4ngt von Ihrem Volumen ab, vom Asset selbst und von den M\u00e4rkten, in die Sie verkaufen. Die meisten Hersteller beginnen mit der einfachsten Struktur und wachsen in die anspruchsvolleren hinein.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f57a0cd elementor-widget elementor-widget-text-editor\" data-id=\"f57a0cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Ein Punkt verdient besondere Beachtung.<\/strong> Beim Sale &amp; Assignment of Receivables kauft der Refinanzierungspartner Ihre Forderungen und \u00fcbernimmt damit das Ausfallrisiko Ihres Kunden. Deshalb muss jeder Kunde eine Bonit\u00e4tspr\u00fcfung bestehen, bevor sein Vertrag refinanziert werden kann. Beim SPV h\u00e4ngt es von den Aufnahmekriterien der Finanzierung ab, ob Kunden gepr\u00fcft werden.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-991a436 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"991a436\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d43a9ce e-con-full e-flex e-con e-child\" data-id=\"d43a9ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e10b5fb elementor-widget elementor-widget-heading\" data-id=\"e10b5fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Bilanzierung<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-560e92a elementor-widget elementor-widget-heading\" data-id=\"560e92a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wo das Asset in Ihrer Bilanz landet<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-311a5e2 elementor-widget elementor-widget-text-editor\" data-id=\"311a5e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201eEquipment-as-a-Service ist off balance sheet\u201c geh\u00f6rt zu den meistgeh\u00f6rten S\u00e4tzen der Branche. Ob er stimmt, h\u00e4ngt davon ab, welchen Abschluss Sie betrachten: Ihren Einzelabschluss nach nationalem Bilanzrecht oder Ihren Konzernabschluss nach IFRS.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-499c148 e-grid e-con-full e-con e-child\" data-id=\"499c148\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2cdd65f e-con-full e-flex e-con e-child\" data-id=\"2cdd65f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ea4fdde e-con-full e-flex e-con e-child\" data-id=\"ea4fdde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a595f elementor-widget elementor-widget-text-editor\" data-id=\"c1a595f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>National \u00b7 Einzelabschluss<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea61d0f elementor-widget elementor-widget-heading\" data-id=\"ea61d0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Nationales Bilanzrecht<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d6653c elementor-widget elementor-widget-text-editor\" data-id=\"1d6653c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nach nationalem Bilanzrecht, etwa dem \u00f6sterreichischen UGB oder dem deutschen HGB, scheidet ein verkauftes Asset aus Ihrem Einzelabschluss aus. Das gilt f\u00fcr das Sale &amp; Lease Back und f\u00fcr das SPV. Beim Sale &amp; Assignment of Receivables kommt es auf die Vertragsgestaltung an. Da sich die Regeln von Land zu Land unterscheiden, lassen Sie das f\u00fcr das Bilanzrecht pr\u00fcfen, nach dem Sie berichten.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf9e002 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bf9e002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3dcd37 elementor-widget elementor-widget-text-editor\" data-id=\"c3dcd37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>z. B. UGB (\u00d6sterreich) \u00b7 HGB (Deutschland)<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6754bfb e-con-full e-flex e-con e-child\" data-id=\"6754bfb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6797194 e-con-full e-flex e-con e-child\" data-id=\"6797194\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4e86df elementor-widget elementor-widget-text-editor\" data-id=\"e4e86df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>International \u00b7 Konzernabschluss<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fb99ea elementor-widget elementor-widget-heading\" data-id=\"0fb99ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">IFRS<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b4b272 elementor-widget elementor-widget-text-editor\" data-id=\"2b4b272\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Im Konzernabschluss nach IFRS sieht es anders aus. Beim Sale &amp; Lease Back kehrt das Leasingverh\u00e4ltnis in Ihre Bilanz zur\u00fcck. Ein SPV, das Sie beherrschen, wird konsolidiert. Frei bleibt die Konzernbilanz nur, wenn Sie das SPV nicht beherrschen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af9e208 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"af9e208\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55134ad elementor-widget elementor-widget-text-editor\" data-id=\"55134ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Konzerne, die nach IFRS berichten<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac2a58 elementor-widget elementor-widget-text-editor\" data-id=\"1ac2a58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Tabelle 2 \u00b7 Bilanzwirkung je nach Bilanzrecht<\/strong><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-73ae042 e-con-full e-flex e-con e-child\" data-id=\"73ae042\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72f679a elementor-hidden-mobile elementor-widget elementor-widget-html\" data-id=\"72f679a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"fin-table-wrap\"><table class=\"fin-table\"><thead><tr><th>Verl\u00e4sst das Asset die Bilanz?<\/th><th>Nationales Bilanzrecht (z. B. UGB, HGB)<br><span style=\"font-weight:400\">Einzelabschluss<\/span><\/th><th>IFRS<br><span style=\"font-weight:400\">Konzernabschluss<\/span><\/th><\/tr><\/thead><tbody><tr><td>Sale & Lease Back<\/td><td>Ja<\/td><td>Nein<\/td><\/tr><tr><td>Sale & Assignment of Receivables<\/td><td>Je nach Vertrag<\/td><td>Je nach Vertrag<\/td><\/tr><tr><td>SPV \u00b7 von Ihnen beherrscht<\/td><td>Ja<\/td><td>Nein<\/td><\/tr><tr><td>SPV \u00b7 nicht von Ihnen beherrscht<\/td><td>Ja<\/td><td>Ja<\/td><\/tr><\/tbody><\/table><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3dd1d6 elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-html\" data-id=\"d3dd1d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"fin-cards-mobile\"><div class=\"fin-mc-card\"><div class=\"fin-mc-header fin-mc-header-navy\">Nationales Bilanzrecht (z. B. UGB, HGB) \u00b7 Einzelabschluss<\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Sale & Lease Back<\/span><span class=\"fin-mc-val\">Ja<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Sale & Assignment of Receivables<\/span><span class=\"fin-mc-val\">Je nach Vertrag<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">SPV \u00b7 von Ihnen beherrscht<\/span><span class=\"fin-mc-val\">Ja<\/span><\/div><div class=\"fin-mc-row fin-mc-last\"><span class=\"fin-mc-label\">SPV \u00b7 nicht von Ihnen beherrscht<\/span><span class=\"fin-mc-val\">Ja<\/span><\/div><\/div><div class=\"fin-mc-card\"><div class=\"fin-mc-header fin-mc-header-navy\">IFRS \u00b7 Konzernabschluss<\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Sale & Lease Back<\/span><span class=\"fin-mc-val\">Nein<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">Sale & Assignment of Receivables<\/span><span class=\"fin-mc-val\">Je nach Vertrag<\/span><\/div><div class=\"fin-mc-row\"><span class=\"fin-mc-label\">SPV \u00b7 von Ihnen beherrscht<\/span><span class=\"fin-mc-val\">Nein<\/span><\/div><div class=\"fin-mc-row fin-mc-last\"><span class=\"fin-mc-label\">SPV \u00b7 nicht von Ihnen beherrscht<\/span><span class=\"fin-mc-val\">Ja<\/span><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1823fe elementor-widget elementor-widget-text-editor\" data-id=\"b1823fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size:13px;line-height:1.5;color:#6B7A99;margin:0\">Das SPV steht zweimal in der Tabelle, weil nach IFRS die Beherrschung den Ausschlag gibt.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0dbc8c elementor-widget elementor-widget-text-editor\" data-id=\"a0dbc8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In runden Zahlen: Eine Flotte von <strong>40 Maschinen zu je 120.000 Euro<\/strong> entspricht <strong>4,8 Mio. Euro<\/strong> Equipment. Finanzieren Sie sie aus der eigenen Bilanz, steht sie in Ihrem Anlageverm\u00f6gen und bindet Eigenkapital oder Kreditlinie. Die Struktur entscheidet, wie viel davon in Ihrer Bilanz bleibt, w\u00e4hrend Ihre Kunden monatlich zahlen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-887e522 e-grid e-con-full e-con e-child\" data-id=\"887e522\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-50ebd26 e-con-full e-flex e-con e-child\" data-id=\"50ebd26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5996196 elementor-widget elementor-widget-counter\" data-id=\"5996196\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"40\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f91d6 elementor-widget elementor-widget-text-editor\" data-id=\"b3f91d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Maschinen in der Flotte<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d9f28f elementor-widget elementor-widget-text-editor\" data-id=\"0d9f28f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rechenbeispiel<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8b40ffc e-con-full e-flex e-con e-child\" data-id=\"8b40ffc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f26a567 elementor-widget elementor-widget-counter\" data-id=\"f26a567\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">\u20ac<\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"120000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"><\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87ea87c elementor-widget elementor-widget-text-editor\" data-id=\"87ea87c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Je Maschine<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cb6827 elementor-widget elementor-widget-text-editor\" data-id=\"4cb6827\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rechenbeispiel<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-662f310 e-con-full e-flex e-con e-child\" data-id=\"662f310\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-532e47d elementor-widget elementor-widget-counter\" data-id=\"532e47d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\">\u20ac<\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"4.8\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> Mio.<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f04ddf elementor-widget elementor-widget-text-editor\" data-id=\"5f04ddf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Equipment in Ihrer Bilanz<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db46bb elementor-widget elementor-widget-text-editor\" data-id=\"1db46bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Rechenbeispiel<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93633b3 elementor-widget elementor-widget-text-editor\" data-id=\"93633b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Wir sind keine Wirtschaftspr\u00fcfer. Wie die Struktur in Ihrem Abschluss zu behandeln ist, beurteilt verbindlich Ihr Abschlusspr\u00fcfer. Holen Sie dieses Urteil ein, bevor Sie die Struktur aufsetzen, und nicht erst nach dem drei\u00dfigsten Vertrag.<\/em><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b43f4f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1b43f4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-504fec1 e-con-full e-flex e-con e-child\" data-id=\"504fec1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f9f03f5 elementor-widget elementor-widget-heading\" data-id=\"f9f03f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Die Methode<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1e8bcd elementor-widget elementor-widget-heading\" data-id=\"b1e8bcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Welche Struktur zu Ihnen passt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-391bb5d elementor-widget elementor-widget-text-editor\" data-id=\"391bb5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Der Vergleich oben zeigt, was die drei Strukturen leisten. Welche Sie w\u00e4hlen sollten, zeigt er nicht. Diese Antwort ergibt sich nicht aus den Strukturen, sondern aus dem, was Sie erreichen wollen, und in welcher Reihenfolge.<\/p>\n<p>Zwei Hersteller mit denselben Maschinen und denselben Kunden landen bei unterschiedlichen Strukturen, weil ihnen Unterschiedliches zuerst wichtig ist. Der eine braucht in diesem Quartal Liquidit\u00e4t, der andere eine saubere Konzernbilanz f\u00fcr eine Finanzierungsrunde. Gleiches Equipment, andere Antwort.<\/p>\n<p>Deshalb treffen wir diese Entscheidung nicht im freien Gespr\u00e4ch, sondern in einer strukturierten \u00dcbung. Sie hei\u00dft <strong>Findustrial EaaS Refinancing Analysis<\/strong> und hat drei Schritte.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60c41f2 e-con-full e-flex e-con e-child\" data-id=\"60c41f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4095a23 e-con-full e-flex e-con e-child\" data-id=\"4095a23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ced1659 elementor-widget elementor-widget-html\" data-id=\"ced1659\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"fin-tl-track\">\r\n  <div class=\"fin-tl-fill\" id=\"finTlFill\"><\/div>\r\n  <div class=\"fin-tl-dot\" data-index=\"0\"><\/div>\r\n  \r\n  <div class=\"fin-tl-dot\" data-index=\"2\"><\/div>\r\n  <div class=\"fin-tl-dot fin-tl-dot-last\" data-index=\"3\"><\/div>\r\n<\/div>\r\n\r\n<script>\r\n(function() {\r\n  var fill  = document.getElementById('finTlFill');\r\n  var track = fill.parentElement;\r\n  var dots  = track.querySelectorAll('.fin-tl-dot');\r\n  var total = dots.length;\r\n\r\n  dots.forEach(function(dot, i) {\r\n    var pos = i === 0 ? 0 : (i \/ (total - 1)) * 100;\r\n    dot.style.top = pos + '%';\r\n  });\r\n\r\n  function update() {\r\n    var trackRect = track.getBoundingClientRect();\r\n    var pct = Math.min(100, Math.max(0,\r\n      ((window.innerHeight * 0.5 - trackRect.top) \/ trackRect.height) * 100\r\n    ));\r\n    fill.style.height = pct + '%';\r\n\r\n    dots.forEach(function(dot, i) {\r\n      var pos = i === 0 ? 0 : (i \/ (total - 1)) * 100;\r\n      var isLast = dot.classList.contains('fin-tl-dot-last');\r\n      if (pct >= pos) {\r\n        dot.style.background  = isLast ? '#003992' : '#BC2E68';\r\n        dot.style.boxShadow   = isLast ? '0 0 0 2px #003992' : '0 0 0 2px #BC2E68';\r\n        dot.style.transform   = 'translateX(-50%) scale(1.2)';\r\n      } else {\r\n        dot.style.background  = '#E2E8F0';\r\n        dot.style.boxShadow   = '0 0 0 2px #E2E8F0';\r\n        dot.style.transform   = 'translateX(-50%) scale(1)';\r\n      }\r\n    });\r\n  }\r\n\r\n  window.addEventListener('scroll', update, { passive: true });\r\n  update();\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3d2e86 e-con-full e-flex e-con e-child\" data-id=\"f3d2e86\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef91c78 elementor-widget elementor-widget-text-editor\" data-id=\"ef91c78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Schritt 1<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2795596 elementor-widget elementor-widget-heading\" data-id=\"2795596\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Benennen Sie Ihre strategischen Ziele<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8493b08 elementor-widget elementor-widget-text-editor\" data-id=\"8493b08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Acht Ziele zur Auswahl. W\u00e4hlen Sie die drei, die f\u00fcr Ihr Unternehmen am wichtigsten sind.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3e16f9 elementor-widget elementor-widget-spacer\" data-id=\"a3e16f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58ab504 elementor-widget elementor-widget-text-editor\" data-id=\"58ab504\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Schritt 2<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb01c8a elementor-widget elementor-widget-heading\" data-id=\"fb01c8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Reihen Sie die Ziele<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-881b622 elementor-widget elementor-widget-text-editor\" data-id=\"881b622\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Erst die Reihung macht aus einer Wunschliste eine Entscheidung.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-279511c elementor-widget elementor-widget-spacer\" data-id=\"279511c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4d8e1b elementor-widget elementor-widget-text-editor\" data-id=\"c4d8e1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Schritt 3<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-445de1c elementor-widget elementor-widget-heading\" data-id=\"445de1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Die Struktur ergibt sich<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28dfcc8 elementor-widget elementor-widget-text-editor\" data-id=\"28dfcc8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Abgeglichen mit Ihrem Bilanzrecht, Ihrem Asset, Ihren M\u00e4rkten und Ihren Kunden. Diesen Schritt gehen wir gemeinsam mit Ihnen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa9b868 elementor-widget elementor-widget-heading\" data-id=\"aa9b868\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Schritt 1 \u00b7 Benennen Sie Ihre strategischen Ziele<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-120dc43 elementor-widget elementor-widget-text-editor\" data-id=\"120dc43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die acht Ziele bilden ab, was Hersteller von einer Refinanzierungsstruktur tats\u00e4chlich erwarten. Sie w\u00e4hlen die drei, die f\u00fcr Ihr Unternehmen am wichtigsten sind. Jedes Ziel wirkt auf eine eigene Kennzahl, und an ihr messen Sie sp\u00e4ter, ob die Struktur ihren Zweck erf\u00fcllt. Die Ziele fallen in zwei Gruppen: was Sie f\u00fcr Ihr eigenes Unternehmen optimieren und was Sie an den Refinanzierungspartner abgeben.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-199077d e-grid e-con-full e-con e-child\" data-id=\"199077d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-107a001 e-con-full e-flex e-con e-child\" data-id=\"107a001\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0304820 e-con-full e-flex e-con e-child\" data-id=\"0304820\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ad601 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"b8ad601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M2.25 18.75a60.07 60.07 0 0 1 15.797 2.101c.727.198 1.453-.342 1.453-1.096V18.75M3.75 4.5v.75A.75.75 0 0 1 3 6h-.75m0 0v-.375c0-.621.504-1.125 1.125-1.125H20.25M2.25 6v9m18-10.5v.75c0 .414.336.75.75.75h.75m-1.5-1.5h.375c.621 0 1.125.504 1.125 1.125v9.75c0 .621-.504 1.125-1.125 1.125h-.375m1.5-1.5H21a.75.75 0 0 0-.75.75v.75m0 0H3.75m0 0h-.375a1.125 1.125 0 0 1-1.125-1.125V15m1.5 1.5v-.75A.75.75 0 0 0 3 15h-.75M15 10.5a3 3 0 1 1-6 0 3 3 0 0 1 6 0Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b842bb2 elementor-widget elementor-widget-text-editor\" data-id=\"b842bb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie optimieren<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aee455a elementor-widget elementor-widget-heading\" data-id=\"aee455a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Liquidit\u00e4t optimieren<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84aa855 elementor-widget elementor-widget-text-editor\" data-id=\"84aa855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Den kurzfristigen Cashflow maximieren, um die Liquidit\u00e4t zu sichern.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09cb9b8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"09cb9b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea4f1aa elementor-widget elementor-widget-text-editor\" data-id=\"ea4f1aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Mindestliquidit\u00e4t \u00b7 Liquidit\u00e4tsreichweite<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d0c54a e-con-full e-flex e-con e-child\" data-id=\"9d0c54a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9b97f78 e-con-full e-flex e-con e-child\" data-id=\"9b97f78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef4b645 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"ef4b645\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><rect x=\"2.25\" y=\"4.5\" width=\"15\" height=\"10.5\" rx=\"1.5\"><\/rect><path d=\"M2.25 7.5h15M5.25 12h3\"><\/path><path d=\"M14.25 19.5h7.5m0 0-2.25-2.25m2.25 2.25-2.25 2.25\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e498851 elementor-widget elementor-widget-text-editor\" data-id=\"e498851\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie abgeben<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecb65bf elementor-widget elementor-widget-heading\" data-id=\"ecb65bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ausfallrisiko des Kunden abgeben<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-941b2cd elementor-widget elementor-widget-text-editor\" data-id=\"941b2cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Das Risiko senken, dass Ihr Kunde nicht zahlt.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9e0863 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a9e0863\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85d9416 elementor-widget elementor-widget-text-editor\" data-id=\"85d9416\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Forderungsausf\u00e4lle in % \u00b7 DSO<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52761b2 e-grid e-con-full e-con e-child\" data-id=\"52761b2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-bc4829a e-con-full e-flex e-con e-child\" data-id=\"bc4829a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d26bbfb e-con-full e-flex e-con e-child\" data-id=\"d26bbfb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-067d534 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"067d534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M16.023 9.348h4.992V4.356M2.985 19.644v-4.992h4.992m-4.993 0 3.181 3.183a8.25 8.25 0 0 0 13.803-3.7M4.031 9.865a8.25 8.25 0 0 1 13.803-3.7l3.181 3.182\"><\/path><path d=\"M14 10.1a2.4 2.4 0 1 0 0 3.8M9.5 11.4h3M9.5 12.6h3\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60348ff elementor-widget elementor-widget-text-editor\" data-id=\"60348ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie optimieren<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6962c2 elementor-widget elementor-widget-heading\" data-id=\"b6962c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Wiederkehrenden Umsatz aufbauen (ARR)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aead88 elementor-widget elementor-widget-text-editor\" data-id=\"5aead88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Stabile wiederkehrende Erl\u00f6se als Basis f\u00fcr die Finanzierung schaffen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b59dc74 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b59dc74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f2d2c elementor-widget elementor-widget-text-editor\" data-id=\"87f2d2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Annual Recurring Revenue (ARR)<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f42181 e-con-full e-flex e-con e-child\" data-id=\"7f42181\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-77a1687 e-con-full e-flex e-con e-child\" data-id=\"77a1687\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be98a82 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"be98a82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M3 14.25a8.25 8.25 0 0 1 16.5 0\"><\/path><path d=\"M11.25 14.25l3.75-4.5\"><\/path><circle cx=\"11.25\" cy=\"14.25\" r=\"1\"><\/circle><path d=\"M14.25 19.5h7.5m0 0-2.25-2.25m2.25 2.25-2.25 2.25\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eea080d elementor-widget elementor-widget-text-editor\" data-id=\"eea080d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie abgeben<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e62bee elementor-widget elementor-widget-heading\" data-id=\"3e62bee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Auslastungsrisiko abgeben<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbbb431 elementor-widget elementor-widget-text-editor\" data-id=\"bbbb431\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Das Auslastungsrisiko nutzungsbasierter Modelle auf den Refinanzierungspartner \u00fcbertragen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7ff80d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f7ff80d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91421c8 elementor-widget elementor-widget-text-editor\" data-id=\"91421c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Auslastungsrisiko<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41ada4f e-grid e-con-full e-con e-child\" data-id=\"41ada4f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-143508a e-con-full e-flex e-con e-child\" data-id=\"143508a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4fa6d08 e-con-full e-flex e-con e-child\" data-id=\"4fa6d08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3caf13 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"f3caf13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M6 3h12v18l-2-1.5-2 1.5-2-1.5-2 1.5-2-1.5L6 21V3Z\"><\/path><path d=\"M9 11.25l2.25 2.25L15 8.25\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8386628 elementor-widget elementor-widget-text-editor\" data-id=\"8386628\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie optimieren<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd3fdb elementor-widget elementor-widget-heading\" data-id=\"fbd3fdb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Umsatz bei Vertragsbeginn realisieren<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e548f8 elementor-widget elementor-widget-text-editor\" data-id=\"2e548f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Verkaufserl\u00f6s und Marge gleich zu Beginn ausweisen, durch einen echten Verkauf (True Sale) von Forderungen oder Assets.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c9eb99 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0c9eb99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38c6fc6 elementor-widget elementor-widget-text-editor\" data-id=\"38c6fc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Bei Vertragsbeginn realisierter Umsatz<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f7f1d7 e-con-full e-flex e-con e-child\" data-id=\"7f7f1d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7ba25a6 e-con-full e-flex e-con e-child\" data-id=\"7ba25a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-234e045 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"234e045\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M3 4.5 9 10.5l3.75-3.75L18 12\"><\/path><path d=\"M18 8.25V12h-3.75\"><\/path><path d=\"M14.25 19.5h7.5m0 0-2.25-2.25m2.25 2.25-2.25 2.25\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c12e73b elementor-widget elementor-widget-text-editor\" data-id=\"c12e73b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie abgeben<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-970800c elementor-widget elementor-widget-heading\" data-id=\"970800c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Technologie- und Restwertrisiko abgeben<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca39939 elementor-widget elementor-widget-text-editor\" data-id=\"ca39939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Das Restwert- und Technologierisiko des Equipments auslagern.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5776300 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5776300\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51883ef elementor-widget elementor-widget-text-editor\" data-id=\"51883ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Restwertrisiko \u00b7 Eventualverbindlichkeiten<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f613a66 e-grid e-con-full e-con e-child\" data-id=\"f613a66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0ea9772 e-con-full e-flex e-con e-child\" data-id=\"0ea9772\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1070428 e-con-full e-flex e-con e-child\" data-id=\"1070428\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b84e64 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"0b84e64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M14.25 3H6.75a1.5 1.5 0 0 0-1.5 1.5v15a1.5 1.5 0 0 0 1.5 1.5h10.5a1.5 1.5 0 0 0 1.5-1.5V7.5L14.25 3Z\"><\/path><path d=\"M14.25 3v4.5h4.5M8.25 12h1M11.75 12h4M8.25 16.5h4M14.75 16.5h1\"><\/path><circle cx=\"10.5\" cy=\"12\" r=\"1.25\"><\/circle><circle cx=\"13.5\" cy=\"16.5\" r=\"1.25\"><\/circle><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92a043b elementor-widget elementor-widget-text-editor\" data-id=\"92a043b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie optimieren<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-431f6ea elementor-widget elementor-widget-heading\" data-id=\"431f6ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Vertragliche Flexibilit\u00e4t behalten<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdc07af elementor-widget elementor-widget-text-editor\" data-id=\"cdc07af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>K\u00fcndigung, Laufzeit und Preis anpassbar halten.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db2ad2b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"db2ad2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61555b9 elementor-widget elementor-widget-text-editor\" data-id=\"61555b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Anzahl der Vertr\u00e4ge \u00b7 durchschnittliche Laufzeit<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ae7338c e-con-full e-flex e-con e-child\" data-id=\"ae7338c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2258a8e e-con-full e-flex e-con e-child\" data-id=\"2258a8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbf4fb7 elementor-view-stacked elementor-shape-rounded elementor-widget elementor-widget-icon\" data-id=\"fbf4fb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:c2pa=\"http:\/\/c2pa.org\/manifest\" viewBox=\"0 0 24 24\" width=\"24\" height=\"24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><metadata><\/metadata><path d=\"M12 3v17.25m0 0c-1.472 0-2.882.265-4.185.75M12 20.25c1.472 0 2.882.265 4.185.75M18.75 4.97A48.416 48.416 0 0 0 12 4.5c-2.291 0-4.545.16-6.75.47m13.5 0c1.01.143 2.01.317 3 .52m-3-.52 2.62 10.726c.122.499-.106 1.028-.589 1.202a5.988 5.988 0 0 1-2.031.352 5.988 5.988 0 0 1-2.031-.352c-.483-.174-.711-.703-.59-1.202L18.75 4.971Zm-16.5.52c.99-.203 1.99-.377 3-.52m0 0 2.62 10.726c.122.499-.106 1.028-.589 1.202a5.989 5.989 0 0 1-2.031.352 5.989 5.989 0 0 1-2.031-.352c-.483-.174-.711-.703-.59-1.202L5.25 4.971Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd75152 elementor-widget elementor-widget-text-editor\" data-id=\"cd75152\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was Sie abgeben<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23314a2 elementor-widget elementor-widget-heading\" data-id=\"23314a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Bilanz entlasten<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8351b50 elementor-widget elementor-widget-text-editor\" data-id=\"8351b50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Bilanz schlank halten, Investitionen (CAPEX) vermeiden und die Eigenkapitalquote stabil halten.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47f232e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"47f232e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41a0844 elementor-widget elementor-widget-text-editor\" data-id=\"41a0844\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-family: 'DM Mono',Consolas,monospace; font-size: 11px; letter-spacing: .8px; text-transform: uppercase; color: #0d2541; background: #F4F6F9; border-radius: 2px; padding: 5px 8px; display: inline-block; font-style: normal; line-height: 1.4;\">Kennzahl \u00b7 Nettoverschuldung \u00b7 Eigenkapitalquote<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94fa1f6 elementor-widget elementor-widget-text-editor\" data-id=\"94fa1f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 13px; line-height: 1.5; color: #6b7a99; margin: 0;\">Abbildung 3 \u00b7 Die acht strategischen Ziele der Findustrial EaaS Refinancing Analysis.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22e7ec9 elementor-widget elementor-widget-heading\" data-id=\"22e7ec9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Schritt 2 \u00b7 Reihen Sie die Ziele<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b2b4d9 elementor-widget elementor-widget-text-editor\" data-id=\"5b2b4d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Schon drei Ziele sind mehr, als sich gleichzeitig optimieren l\u00e4sst, und manche ziehen in entgegengesetzte Richtungen. Erst die Reihung macht aus einer Wunschliste eine Entscheidung. Es ist derselbe Zielkonflikt wie am Anfang dieses Artikels: Jedes Risiko, das Sie behalten, macht die Finanzierung g\u00fcnstiger, und jedes Risiko, das Sie abgeben, ist ein Hindernis weniger auf dem Weg zum Abschluss. Ihre Reihung legt fest, auf welcher Seite dieses Zielkonflikts Sie stehen wollen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d3d5e1 elementor-widget elementor-widget-heading\" data-id=\"0d3d5e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Schritt 3 \u00b7 Die Struktur ergibt sich<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fad74c9 elementor-widget elementor-widget-text-editor\" data-id=\"fad74c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Steht die Reihung fest, ist die Struktur keine Geschmacksfrage mehr. Sie ergibt sich aus der Reihung im Abgleich mit vier Gegebenheiten Ihres Unternehmens: dem Bilanzrecht, nach dem Sie berichten, dem Standardisierungsgrad Ihres Assets, den M\u00e4rkten, in die Sie verkaufen, und Ihrer Bonit\u00e4t sowie der Ihrer Kunden. Das Ergebnis ist kein einzelnes Urteil, sondern ein Ausgangspunkt und eine Richtung: die Struktur, die Ihre ersten Vertr\u00e4ge tr\u00e4gt, und jene, in die Sie hineinwachsen. Diesen Schritt gehen wir gemeinsam mit Ihnen, weil er auf Ihren Zahlen beruht und nicht auf einer Tabelle.<\/p>\n<p>Die Schritte eins und zwei k\u00f6nnen Sie vor diesem Gespr\u00e4ch selbst erledigen: W\u00e4hlen Sie Ihre drei Ziele, reihen Sie sie und bringen Sie die Reihung mit. Darauf baut alles Weitere auf.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb7ca0b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"fb7ca0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/findustrial.io\/de\/eaas-refinanzierungsgespraech\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Refinanzierungsgespr\u00e4ch buchen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5be0d4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d5be0d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19a398d e-con-full e-flex e-con e-child\" data-id=\"19a398d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46c825d elementor-widget elementor-widget-heading\" data-id=\"46c825d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Preismodell<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c63a264 elementor-widget elementor-widget-heading\" data-id=\"c63a264\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ihr Preismodell h\u00e4ngt nicht an Ihrer Refinanzierung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-641459a elementor-widget elementor-widget-text-editor\" data-id=\"641459a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ein Missverst\u00e4ndnis, das sich in zwei S\u00e4tzen ausr\u00e4umen l\u00e4sst und Hersteller dennoch echte Optionen kostet: Die Struktur, mit der Sie Ihre Flotte finanzieren, legt nicht fest, wie Sie mit Ihren Kunden abrechnen.<\/p>\n<p>Eine fixe Monatspauschale, ein Preis je Betriebsstunde mit Mindestabnahme, eine Grundgeb\u00fchr plus Nutzung oder ein Staffeltarif, der mit dem Volumen sinkt: Alle diese Modelle sind mit jeder der drei Strukturen vereinbar. Der Refinanzierungspartner braucht einen Cashflow, der planbar genug ist, um ihn zu finanzieren. Flach muss er nicht sein. Genau daf\u00fcr gibt es die vertragliche Mindestzahlung, und sie ist der Grund, warum jedes nutzungsbasierte Modell in der Praxis eine Untergrenze hat.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5e7a8c e-con-full e-flex e-con e-child\" data-id=\"c5e7a8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f636214 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f636214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><g id=\"g655\"><path d=\"M37.24,589.08c-6.93,0-13.46-2.69-18.41-7.58-5.01-4.96-7.77-11.57-7.77-18.6v-32.73c0-13.32,9.06-24.64,22.02-27.54,14.54-3.26,142.21-33.69,142.21-95.98v-45.12H50.79c-21.91,0-39.73-17.82-39.73-39.73v-188.48c0-21.91,17.82-39.73,39.73-39.73h210.38c21.91,0,39.73,17.82,39.73,39.73v257.21c0,59.7-28.29,115.18-75.67,148.41-46.3,32.47-109.45,49.34-187.71,50.14-.09,0-.19,0-.28,0ZM52.2,540.37v7.2c62.72-2.51,112.93-16.72,149.41-42.31,36.41-25.54,58.15-68.42,58.15-114.73v-255.8H52.2v185.66h124.51c21.91,0,39.73,17.82,39.73,39.73v46.53c0,83.57-115.02,121.39-164.23,133.72ZM261.17,134.73h.02-.02Z\"><\/path><\/g><g id=\"g667\"><path d=\"M407.92,589.08c-6.9,0-13.42-2.68-18.37-7.57-5.02-4.96-7.78-11.57-7.78-18.61v-32.73c0-13.31,9.05-24.63,22.01-27.54,14.55-3.26,142.22-33.68,142.22-95.98v-45.13h-124.51c-21.91,0-39.73-17.82-39.73-39.73v-188.48c0-21.91,17.82-39.73,39.73-39.73h210.38c21.91,0,39.73,17.82,39.73,39.73v51.11c0,11.36-9.21,20.57-20.57,20.57s-20.57-9.21-20.57-20.57v-49.7h-207.56v185.66h124.51c21.91,0,39.73,17.82,39.73,39.73v46.54c0,83.59-115.03,121.39-164.24,133.72v7.19c62.73-2.52,112.94-16.72,149.41-42.31,36.41-25.54,58.15-68.42,58.15-114.73v-110.11c0-11.36,9.21-20.57,20.57-20.57s20.57,9.21,20.57,20.57v110.11c0,59.7-28.29,115.18-75.67,148.41-46.29,32.47-109.45,49.34-187.71,50.14-.1,0-.21,0-.31,0ZM407.81,547.94h-.03.03Z\"><\/path><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8d73fe elementor-widget elementor-widget-testimonial\" data-id=\"b8d73fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"testimonial.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-wrapper\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-content\"><p>\u201eWir haben uns dazu entschieden, dass wir Fixed Rate machen und Usage Rate. [\u2026] Wir haben eine gewisse Verpflichtung dem Refinanzierer gegen\u00fcber, das wollten wir [\u2026] abgedeckt haben mit der Base Rate. Und die Usage Rate ist dann die reine Nutzung, die der Kunde [\u2026] zahlt.\u201c<\/p>\n<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-testimonial-meta elementor-has-image elementor-testimonial-image-position-aside\">\n\t\t\t\t<div class=\"elementor-testimonial-meta-inner\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-image\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"501\" height=\"501\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/Customer-voice_-Agilox-2.webp\" class=\"attachment-full size-full wp-image-23625\" alt=\"\" srcset=\"https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/Customer-voice_-Agilox-2.webp 501w, https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/Customer-voice_-Agilox-2-300x300.webp 300w, https:\/\/findustrial.io\/wp-content\/uploads\/2026\/10\/Customer-voice_-Agilox-2-150x150.webp 150w\" sizes=\"(max-width: 501px) 100vw, 501px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-details\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-name\">Markus Troger<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-job\">CFO | Agilox<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd74968 elementor-widget elementor-widget-text-editor\" data-id=\"bd74968\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die beiden Seiten werden leicht verwechselt. Das Kapitalproblem Ihres Kunden l\u00f6st ein Finanzierungspartner besser und g\u00fcnstiger, deshalb gewinnt \u201ekein CAPEX\u201c allein noch keinen Auftrag. Ihre eigene Refinanzierung ist eine andere Frage. Sie entscheidet dar\u00fcber, ob Sie das Modell \u00fcberhaupt anbieten k\u00f6nnen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b4de81 e-con-full e-flex e-con e-child\" data-id=\"7b4de81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85dd786 elementor-view-stacked elementor-shape-rounded elementor-position-inline-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"85dd786\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/findustrial.io\/en\/equipment-as-a-service-vs-rental-vs-purchase\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Deep Dive \u00b7 Value Proposition\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M35.48,371.92h537.87l-100.72,100.72c-11.94,11.94-11.94,31.31,0,43.25,5.97,5.97,13.8,8.96,21.63,8.96s15.66-2.99,21.63-8.96l152.93-152.93c11.94-11.94,11.94-31.31,0-43.25l-152.93-152.93c-11.94-11.94-31.31-11.94-43.25,0-11.94,11.94-11.94,31.31,0,43.25l100.72,100.72H35.48c-16.89,0-30.59,13.69-30.59,30.59s13.69,30.59,30.59,30.59Z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/findustrial.io\/en\/equipment-as-a-service-vs-rental-vs-purchase\/\" >\n\t\t\t\t\t\t\tDeep Dive \u00b7 Value Proposition\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEaaS richtig verkaufen: Warum \u201eNo CAPEX\u201c allein nicht reicht\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b54f9f4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b54f9f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6268f82 e-con-full e-flex e-con e-child\" data-id=\"6268f82\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-449aaef elementor-widget elementor-widget-heading\" data-id=\"449aaef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Fragen<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c812a5f elementor-widget elementor-widget-heading\" data-id=\"c812a5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70143bb elementor-widget elementor-widget-accordion\" data-id=\"70143bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1171\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1171\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Was bedeutet Refinanzierung im Equipment-as-a-Service-Modell?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1171\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1171\"><p>Sie regelt, wie der Hersteller das Equipment finanziert, f\u00fcr dessen Nutzung seine Kunden bezahlen. Weil der Umsatz \u00fcber mehrere Jahre in Monatsraten eingeht, die Kosten aber am ersten Tag anfallen, muss jemand die L\u00fccke dazwischen finanzieren. Die Refinanzierung legt fest, wer das ist, wer das Asset h\u00e4lt und in wessen Bilanz es steht.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1172\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1172\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ist Equipment-as-a-Service off balance sheet?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1172\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1172\"><p>Das h\u00e4ngt vom Bilanzrecht ab. Nach nationalem Bilanzrecht, etwa dem \u00f6sterreichischen UGB oder dem deutschen HGB, scheidet ein verkauftes Asset aus Ihrem Einzelabschluss aus. Das gilt f\u00fcr das Sale &amp; Lease Back und f\u00fcr das SPV. Im IFRS-Konzernabschluss kehrt beim Sale &amp; Lease Back das Leasingverh\u00e4ltnis in Ihre Bilanz zur\u00fcck, und ein SPV, das Sie beherrschen, wird konsolidiert. Frei bleibt die Konzernbilanz nur, wenn Sie das SPV nicht beherrschen. Verbindlich beurteilt das Ihr Abschlusspr\u00fcfer.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1173\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1173\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Welche Struktur eignet sich f\u00fcr einen ersten Piloten?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1173\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1173\"><p>Meist das Sale &amp; Lease Back: Es braucht keine Bonit\u00e4tspr\u00fcfung des Kunden, Vertrags\u00e4nderungen und Ger\u00e4tetausch bleiben in Ihrer Hand, und es funktioniert schon mit einer Handvoll Vertr\u00e4gen. Strukturen, die die Konzernbilanz entlasten, bringen Einrichtungskosten und Mindestvolumina mit, die ein Pilot nicht tr\u00e4gt. Alternativ k\u00f6nnen Sie den Piloten auch selbst finanzieren.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1174\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1174\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Schr\u00e4nkt die Refinanzierungsstruktur ein, welches Preismodell wir anbieten k\u00f6nnen?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1174\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1174\"><p>In der Regel nicht. Monatspauschale, Preis je Betriebsstunde mit Mindestabnahme, Grundgeb\u00fchr plus Nutzung und Staffeltarife sind mit jeder Struktur m\u00f6glich. Ein Refinanzierungspartner braucht eine planbare Untergrenze, keinen flachen Tarif.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1175\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1175\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Trennt ein SPV das Risiko von unserem Kerngesch\u00e4ft?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1175\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1175\"><p>Rechtlich ja, bilanziell nur, wenn Sie es nicht beherrschen. Beherrschen Sie es, wird es in Ihren Konzernabschluss einbezogen. Zu ber\u00fccksichtigen sind au\u00dferdem Ihre Beziehung zum SPV und Ihre Verpflichtungen ihm gegen\u00fcber.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1176\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1176\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Was sollten wir vorbereiten, bevor wir mit einem Refinanzierungspartner sprechen?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1176\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1176\"><p>Die Vertragsvorlage, die Sie verwenden wollen, die geplante Laufzeit und Mindestabnahme, einen Nachweis, wie die Assets den Vertr\u00e4gen zugeordnet sind, und eine klare Vorstellung davon, wer das Equipment wartet, wenn Sie es nicht k\u00f6nnen. Mit diesen vier Punkten kommen Sie schneller zu einer Antwort als mit jeder Pr\u00e4sentation. Au\u00dferdem fragt der Partner Details zu den Assets, Ihre Kundenstruktur und Unterlagen f\u00fcr die Bonit\u00e4tspr\u00fcfung ab.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1177\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1177\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M660.95,170.97c-11.66-11.66-30.56-11.66-42.21,0l-277.39,277.4L63.93,170.97c-11.66-11.66-30.56-11.66-42.21,0-11.66,11.66-11.66,30.56,0,42.21l298.52,298.51c5.6,5.6,13.19,8.74,21.11,8.74s15.51-3.15,21.11-8.74l298.5-298.51c11.66-11.66,11.66-30.56,0-42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M21.72,511.7c11.66,11.66,30.56,11.66,42.21,0L341.33,234.29l277.41,277.4c11.66,11.66,30.56,11.66,42.21,0,11.66-11.66,11.66-30.56,0-42.21L362.43,170.97c-5.6-5.6-13.19-8.74-21.11-8.74s-15.51,3.15-21.11,8.74L21.72,469.48c-11.66,11.66-11.66,30.56,0,42.21Z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Wie finden wir heraus, welche Refinanzierungsstruktur zu unserer Situation passt?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1177\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1177\"><p>Mit der Findustrial EaaS Refinancing Analysis. Sie w\u00e4hlen bis zu drei von acht strategischen Zielen und reihen sie. Diese Reihung wird mit Ihrem Bilanzrecht, Ihrem Asset, Ihren M\u00e4rkten und Ihrer Kundenbasis abgeglichen und einer Struktur zugeordnet. Die ersten beiden Schritte k\u00f6nnen Sie selbst gehen, den dritten gehen wir gemeinsam in einem Refinanzierungsgespr\u00e4ch.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-465f081 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"465f081\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c951277 e-con-full e-flex e-con e-child\" data-id=\"c951277\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10d8065 elementor-widget elementor-widget-heading\" data-id=\"10d8065\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Finanzierbarkeit<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0bd845 elementor-widget elementor-widget-heading\" data-id=\"b0bd845\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Was ein Refinanzierungspartner pr\u00fcft<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c660ab e-grid e-con-full e-con e-child\" data-id=\"8c660ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a7ca81 e-con-full e-flex e-con e-child\" data-id=\"1a7ca81\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a52eb2 elementor-widget elementor-widget-text-editor\" data-id=\"2a52eb2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was einen Vertrag finanzierbar macht<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-404211b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"404211b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M664.11,123.44c-14.42-14.42-37.8-14.42-52.22,0L254.44,480.89l-183.66-183.65c-14.42-14.42-37.8-14.42-52.22,0-14.42,14.42-14.42,37.8,0,52.22l209.77,209.76c7.21,7.21,16.66,10.82,26.11,10.82s18.9-3.6,26.11-10.82l383.56-383.55c14.42-14.42,14.42-37.8,0-52.22Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eine vertragliche Mindestzahlung, damit der Cashflow eine Untergrenze hat<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M664.11,123.44c-14.42-14.42-37.8-14.42-52.22,0L254.44,480.89l-183.66-183.65c-14.42-14.42-37.8-14.42-52.22,0-14.42,14.42-14.42,37.8,0,52.22l209.77,209.76c7.21,7.21,16.66,10.82,26.11,10.82s18.9-3.6,26.11-10.82l383.56-383.55c14.42-14.42,14.42-37.8,0-52.22Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Assets, die auch ein Dritter warten kann, nicht nur Sie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M664.11,123.44c-14.42-14.42-37.8-14.42-52.22,0L254.44,480.89l-183.66-183.65c-14.42-14.42-37.8-14.42-52.22,0-14.42,14.42-14.42,37.8,0,52.22l209.77,209.76c7.21,7.21,16.66,10.82,26.11,10.82s18.9-3.6,26.11-10.82l383.56-383.55c14.42-14.42,14.42-37.8,0-52.22Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Standardisiertes Equipment mit Zweitmarkt<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M664.11,123.44c-14.42-14.42-37.8-14.42-52.22,0L254.44,480.89l-183.66-183.65c-14.42-14.42-37.8-14.42-52.22,0-14.42,14.42-14.42,37.8,0,52.22l209.77,209.76c7.21,7.21,16.66,10.82,26.11,10.82s18.9-3.6,26.11-10.82l383.56-383.55c14.42-14.42,14.42-37.8,0-52.22Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Bankf\u00e4hige EaaS-Vertr\u00e4ge<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-80ed455 e-con-full e-flex e-con e-child\" data-id=\"80ed455\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65c54ff elementor-widget elementor-widget-text-editor\" data-id=\"65c54ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Was eine Finanzierung verhindert<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ce05e8 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7ce05e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M571.4,528.16l-186.82-186.82,186.83-186.82c11.94-11.94,11.94-31.3,0-43.25-11.94-11.94-31.3-11.94-43.25,0l-186.83,186.82L154.51,111.26c-11.94-11.94-31.3-11.94-43.25,0-11.94,11.94-11.94,31.3,0,43.25l186.82,186.82-186.82,186.82c-11.94,11.94-11.94,31.3,0,43.25,11.94,11.94,31.3,11.94,43.25,0l186.82-186.82,186.82,186.82c11.94,11.94,31.3,11.94,43.25,0s11.94-31.3,0-43.25Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Nutzungsbasierte Ums\u00e4tze ohne jede Mindestzahlung<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M571.4,528.16l-186.82-186.82,186.83-186.82c11.94-11.94,11.94-31.3,0-43.25-11.94-11.94-31.3-11.94-43.25,0l-186.83,186.82L154.51,111.26c-11.94-11.94-31.3-11.94-43.25,0-11.94,11.94-11.94,31.3,0,43.25l186.82,186.82-186.82,186.82c-11.94,11.94-11.94,31.3,0,43.25,11.94,11.94,31.3,11.94,43.25,0l186.82-186.82,186.82,186.82c11.94,11.94,31.3,11.94,43.25,0s11.94-31.3,0-43.25Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vertr\u00e4ge, die sich nicht abtreten lassen<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M571.4,528.16l-186.82-186.82,186.83-186.82c11.94-11.94,11.94-31.3,0-43.25-11.94-11.94-31.3-11.94-43.25,0l-186.83,186.82L154.51,111.26c-11.94-11.94-31.3-11.94-43.25,0-11.94,11.94-11.94,31.3,0,43.25l186.82,186.82-186.82,186.82c-11.94,11.94-11.94,31.3,0,43.25,11.94,11.94,31.3,11.94,43.25,0l186.82-186.82,186.82,186.82c11.94,11.94,31.3,11.94,43.25,0s11.94-31.3,0-43.25Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eigentum, das sich nicht eindeutig nachweisen l\u00e4sst<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M571.4,528.16l-186.82-186.82,186.83-186.82c11.94-11.94,11.94-31.3,0-43.25-11.94-11.94-31.3-11.94-43.25,0l-186.83,186.82L154.51,111.26c-11.94-11.94-31.3-11.94-43.25,0-11.94,11.94-11.94,31.3,0,43.25l186.82,186.82-186.82,186.82c-11.94,11.94-11.94,31.3,0,43.25,11.94,11.94,31.3,11.94,43.25,0l186.82-186.82,186.82,186.82c11.94,11.94,31.3,11.94,43.25,0s11.94-31.3,0-43.25Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Einzelanfertigungen ohne Weiterverkaufsm\u00f6glichkeit<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"svg1041\" viewBox=\"0 0 682.67 682.67\"><path d=\"M571.4,528.16l-186.82-186.82,186.83-186.82c11.94-11.94,11.94-31.3,0-43.25-11.94-11.94-31.3-11.94-43.25,0l-186.83,186.82L154.51,111.26c-11.94-11.94-31.3-11.94-43.25,0-11.94,11.94-11.94,31.3,0,43.25l186.82,186.82-186.82,186.82c-11.94,11.94-11.94,31.3,0,43.25,11.94,11.94,31.3,11.94,43.25,0l186.82-186.82,186.82,186.82c11.94,11.94,31.3,11.94,43.25,0s11.94-31.3,0-43.25Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Eine Struktur, die erst entworfen wird, wenn die Vertr\u00e4ge schon unterschrieben sind<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c7fbfa elementor-widget elementor-widget-text-editor\" data-id=\"8c7fbfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wichtiger als die Liste ist der Zeitpunkt. Finanzierbarkeit ist eine Designentscheidung, die beim ersten Vertrag f\u00e4llt. Wer sie erst beim drei\u00dfigsten nachr\u00fcstet, muss mit Kunden nachverhandeln, die bereits unterschrieben haben, und genau dort verlieren Programme ein Jahr.<\/p>\n<p>Wir arbeiten mit mehr als zehn Refinanzierungspartnern zusammen, darunter F&amp;S Leasing (Erste Group) und Raiffeisen Impuls Leasing. Das hat nichts mit Redundanz um ihrer selbst willen zu tun: Unterschiedliche Strukturen, Assetklassen und L\u00e4nder brauchen unterschiedliche Partner, und ein Programm, das von einem einzigen abh\u00e4ngt, \u00fcbernimmt auch dessen L\u00fccken.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96cfb29 e-con-full e-flex e-con e-child\" data-id=\"96cfb29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-561ea27 e-con-full e-flex e-con e-child\" data-id=\"561ea27\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e36cbc0 e-con-full e-flex e-con e-child\" data-id=\"e36cbc0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-488b1f5 elementor-widget__width-auto elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"488b1f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-645be47 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"645be47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Refinanzierungspartner<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05edd45 elementor-widget elementor-widget-text-editor\" data-id=\"05edd45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Das Netzwerk hinter den Strukturen in diesem Artikel.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f487b6a e-con-full e-flex e-con e-child\" data-id=\"f487b6a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c58a46 elementor-widget elementor-widget-heading\" data-id=\"6c58a46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Hauptpartner Refinanzierung<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1182637 e-con-full e-flex e-con e-child\" data-id=\"1182637\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-51fd372 e-con-full e-flex e-con e-child\" data-id=\"51fd372\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03d2037 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"03d2037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"101\" height=\"50\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Logo_Erste-Bank-der-oesterreichischen-Sparkassen-AG.webp\" class=\"attachment-full size-full wp-image-20642\" alt=\"Erste Bank der oesterreichischen Sparkassen AG\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15af1be e-con-full e-flex e-con e-child\" data-id=\"15af1be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5666a60 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"5666a60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"151\" height=\"50\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Logo_Raiffeisen-impuls-leasing.webp\" class=\"attachment-full size-full wp-image-20820\" alt=\"Raiffeisen-IMPULS-Leasing\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fccc623 e-con-full e-flex e-con e-child\" data-id=\"fccc623\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3535e1 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"a3535e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"141\" height=\"50\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/2025\/12\/Logo_Linxfour.webp\" class=\"attachment-full size-full wp-image-20822\" alt=\"Linxfour\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7f410b e-con-full e-flex e-con e-child\" data-id=\"c7f410b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a0d039 elementor-widget elementor-widget-heading\" data-id=\"3a0d039\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Ebenfalls im Netzwerk<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9bb1ce elementor-widget elementor-widget-global elementor-global-23685 elementor-widget-image-carousel\" data-id=\"d9bb1ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;4&quot;,&quot;slides_to_show_tablet&quot;:&quot;5&quot;,&quot;slides_to_show_mobile&quot;:&quot;4&quot;,&quot;navigation&quot;:&quot;none&quot;,&quot;speed&quot;:10000,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:25,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:100,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:30,&quot;sizes&quot;:[]},&quot;autoplay&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;image_spacing_custom_widescreen&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"rtl\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_Bancor-International-Limited-rg6u6c9mr55y478j2sha2gtuakvlw1zf5okim606gm.webp\" alt=\"Bancor International Limited\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_BPCE-rg6u6c9mr55y478j2sha2gtuakvlw1zf5okim606gm.webp\" alt=\"BPCE\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_CHG-MERIDIAN-AG-rg6u6d7gxz78ft75xavwmylavyqz3r35ht803fysbs.webp\" alt=\"CHG-MERIDIAN AG\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_Commerzbank-AG-rg6u6d7gxz78ft75xavwmylavyqz3r35ht803fys86.webp\" alt=\"Commerzbank AG\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_Kineo-og-rg6u6d7gxz78ft75xavwmylavyqz3r35ht803fysao.webp\" alt=\"Kineo-og\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_LBBW_Landesbank-Baden-Wurttemberg-Kopie-rg6u6d7gxz78ft75xavwmylavyqz3r35ht803fys8q.webp\" alt=\"S\u00fcdLeasing\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_LBBW_Landesbank-Baden-Wurttemberg-rg6u6e5b4t8irf5srtaj7gcrhcmcbg6vtxvhkpxe4g.webp\" alt=\"LBBW Landesbank Baden-W\u00fcrttemberg\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"8 von 8\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/findustrial.io\/wp-content\/uploads\/elementor\/thumbs\/Logo_Avenue-Managed-Services-LLC-rg6u6c9mr55y478j2sha2gtuakvlw1zf5okim606jy.webp\" alt=\"Logo_Avenue Managed Services LLC\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa2e3b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0fa2e3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a8091c4 e-con-full e-flex e-con e-child\" data-id=\"a8091c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b14321a elementor-widget elementor-widget-heading\" data-id=\"b14321a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Fazit<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25f7dab elementor-widget elementor-widget-heading\" data-id=\"25f7dab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Unterm Strich<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd2889f elementor-widget elementor-widget-text-editor\" data-id=\"fd2889f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Refinanzierung ist nicht der Teil von Equipment-as-a-Service, um den man sich k\u00fcmmert, sobald das Modell funktioniert. Sie geh\u00f6rt zum Design. Die Struktur, die Sie w\u00e4hlen, bestimmt, was Sie einem Kunden zusagen k\u00f6nnen, was Ihr Abschlusspr\u00fcfer zu Ihrer Bilanz sagt und ob das Programm den drei\u00dfigsten Vertrag \u00fcbersteht.<\/p>\n<p>Drei Fragen bringen Sie schon weit: Wer h\u00e4lt das Asset, wer konsolidiert, wer tr\u00e4gt das Risiko? Die vierte Frage, was es kostet, l\u00e4sst sich erst beantworten, wenn diese drei gekl\u00e4rt sind. Welche Struktur sie f\u00fcr Sie am besten beantwortet, folgt aus Ihren Zielen, und genau daf\u00fcr gibt es die Findustrial EaaS Refinancing Analysis.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c9f01 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"15c9f01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c80efad e-con-full e-flex e-con e-child\" data-id=\"c80efad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3f15c8 elementor-widget elementor-widget-heading\" data-id=\"b3f15c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">N\u00e4chster Schritt<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-705f71f elementor-widget elementor-widget-heading\" data-id=\"705f71f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Finden Sie heraus, welche Struktur zu Ihrer Situation passt<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8025337 elementor-widget elementor-widget-text-editor\" data-id=\"8025337\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In 30 Minuten gehen wir Ihre Assets, Ihr Bilanzrecht und Ihr Kundenprofil durch. Am Ende wissen Sie, welche Strukturen Ihnen tats\u00e4chlich offenstehen.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-147d8ec elementor-align-center elementor-widget elementor-widget-button\" data-id=\"147d8ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/findustrial.io\/de\/eaas-refinanzierungsgespraech\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Refinanzierungsgespr\u00e4ch buchen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db525d3 e-con-full e-flex e-con e-child\" data-id=\"db525d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6b978e2 e-con-full e-flex e-con e-child\" data-id=\"6b978e2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-19071ac e-con-full e-flex e-con e-child\" data-id=\"19071ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e44db20 elementor-widget elementor-widget-heading\" data-id=\"e44db20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Bleiben Sie am Laufenden<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ef5e2a elementor-widget elementor-widget-text-editor\" data-id=\"1ef5e2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div>\n<p>Monatliche EaaS Insights \u2013 kompakt, relevant, umsetzbar.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-338a2f9 elementor-widget elementor-widget-html\" data-id=\"338a2f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\/* Make the widget claim full width whether it shows the HubSpot form or the Borlabs consent placeholder *\/\r\n.elementor-widget-html:has(.fin-nl-wrap){flex:1 1 0!important;min-width:0!important;width:100%!important;}\r\n.fin-nl-wrap{width:100%!important;display:block!important;}\r\n\r\n\/* HubSpot form layout *\/\r\n.fin-nl-wrap .hs-form{display:flex;gap:12px;align-items:stretch;flex-wrap:wrap;}\r\n.fin-nl-wrap .hs-form fieldset{margin:0!important;padding:0!important;max-width:none!important;flex:1 1 240px;}\r\n.fin-nl-wrap .hs-form .hs-form-field{margin:0!important;}\r\n.fin-nl-wrap .hs-form .hs-input{font-family:'futura-pt',sans-serif!important;font-size:14px!important;line-height:1.4!important;padding:12px 16px!important;border:1px solid #E5E7EB!important;border-radius:4px!important;width:100%!important;box-sizing:border-box!important;height:auto!important;color:#323232!important;background:#fff!important;}\r\n.fin-nl-wrap .hs-form .hs-input:focus{border-color:#003992!important;outline:none!important;}\r\n.fin-nl-wrap .hs-form .hs-submit{margin:0!important;display:flex;align-items:stretch;}\r\n.fin-nl-wrap .hs-form .hs-button{font-family:'futura-pt',sans-serif!important;font-size:14px!important;font-weight:500!important;padding:12px 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src=\"\/\/js-eu1.hsforms.net\/forms\/embed\/v2.js\"><\/script>\r\n<script>\r\nhbspt.forms.create({\r\nportalId: \"20362822\",\r\nformId: \"d6a8f103-39f6-4340-ad45-bb6a03f95ed2\",\r\nregion: \"eu1\",\r\ncss: \"\"\r\n});\r\n<\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5dbdbf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e5dbdbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6bff780 e-con-full e-flex e-con e-child\" data-id=\"6bff780\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf225ae elementor-widget elementor-widget-heading\" data-id=\"cf225ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Weiterlesen<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be07a93 elementor-arrows-position-inside elementor-widget elementor-widget-loop-carousel\" data-id=\"be07a93\" data-element_type=\"widget\" data-e-type=\"widget\" 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data-widget_type=\"loop-carousel.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"swiper elementor-loop-container elementor-grid\" role=\"list\" dir=\"ltr\">\n\t\t\t\t<div class=\"swiper-wrapper\" aria-live=\"polite\">\n\t\t<style id=\"loop-22001\">.elementor-22001 .elementor-element.elementor-element-71a7ab5{--display:flex;--gap:10px 10px;--row-gap:10px;--column-gap:10px;border-style:solid;--border-style:solid;border-width:4px 0px 0px 0px;--border-top-width:4px;--border-right-width:0px;--border-bottom-width:0px;--border-left-width:0px;border-color:var( --e-global-color-8e43149 );--border-color:var( --e-global-color-8e43149 );--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-22001 .elementor-element.elementor-element-71a7ab5:hover{border-style:solid;border-width:04px 0px 0px 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--e-global-typography-a40dd39-word-spacing );}.elementor-22001 .elementor-element.elementor-element-d222d81 .elementor-heading-title{font-size:var( --e-global-typography-a5faa1c-font-size );line-height:var( --e-global-typography-a5faa1c-line-height );letter-spacing:var( --e-global-typography-a5faa1c-letter-spacing );word-spacing:var( --e-global-typography-a5faa1c-word-spacing );}.elementor-22001 .elementor-element.elementor-element-fd5bfb4 .elementor-widget-container{font-size:var( --e-global-typography-bd85158-font-size );line-height:var( --e-global-typography-bd85158-line-height );letter-spacing:var( --e-global-typography-bd85158-letter-spacing );word-spacing:var( --e-global-typography-bd85158-word-spacing );}}\/* Start custom CSS for container, class: .elementor-element-71a7ab5 *\/.elementor-22001 .elementor-element.elementor-element-71a7ab5 a.e-con-full {\r\n  height: 100%;\r\n  display: flex;\r\n  flex-direction: column;\r\n}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"22001\" class=\"elementor elementor-22001 swiper-slide e-loop-item e-loop-item-23581 post-23581 post type-post status-publish format-standard has-post-thumbnail hentry category-blog-post\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-71a7ab5 e-con-full e-flex e-con e-parent\" data-id=\"71a7ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-4dce688 e-con-full e-flex e-con e-child\" data-id=\"4dce688\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/findustrial.io\/de\/equipment-as-a-service-refinanzierung-off-balance-sheet\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3bb491 elementor-widget elementor-widget-text-editor\" data-id=\"e3bb491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>deep dive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d222d81 elementor-widget elementor-widget-heading\" data-id=\"d222d81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Equipment-as-a-Service-Refinanzierung: Was \u201eoff balance sheet\u201c wirklich hei\u00dft<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd5bfb4 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"fd5bfb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tSale &amp; Lease Back, Sale &amp; Assignment of Receivables oder SPV: wo das Asset nach UGB, HGB und IFRS landet und wie Sie die passende Refinanzierungsstruktur finden.\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"22001\" class=\"elementor elementor-22001 swiper-slide e-loop-item e-loop-item-22914 post-22914 post type-post status-publish format-standard has-post-thumbnail hentry category-blog-post category-unkategorisiert\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-71a7ab5 e-con-full e-flex e-con e-parent\" data-id=\"71a7ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-4dce688 e-con-full e-flex e-con e-child\" data-id=\"4dce688\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/findustrial.io\/de\/equipment-as-a-service-2026-praxisbeispiele\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3bb491 elementor-widget elementor-widget-text-editor\" data-id=\"e3bb491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>deep dive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d222d81 elementor-widget elementor-widget-heading\" data-id=\"d222d81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Equipment-as-a-Service 2026 in der Praxis: 3 Hersteller, 3 Modelle<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd5bfb4 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"fd5bfb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tDrei Hersteller, drei Branchen, drei As-a-Service-Modelle. Was Lindner Recyclingtech, Gebr. Becker und d&amp;b audiotechnik beim Aufbau gelernt haben - und was Sie f\u00fcr Ihr eigenes Unternehmen mitnehmen k\u00f6nnen.\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"22001\" class=\"elementor elementor-22001 swiper-slide e-loop-item e-loop-item-21606 post-21606 post type-post status-publish format-standard has-post-thumbnail hentry category-blog-post tag-capex-vs-opex tag-eaas tag-equipment-as-a-service-2\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-71a7ab5 e-con-full e-flex e-con e-parent\" data-id=\"71a7ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-4dce688 e-con-full e-flex e-con e-child\" data-id=\"4dce688\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/findustrial.io\/de\/equipment-as-a-service-vs-miete-vs-kauf\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3bb491 elementor-widget elementor-widget-text-editor\" data-id=\"e3bb491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>deep dive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d222d81 elementor-widget elementor-widget-heading\" data-id=\"d222d81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Equipment-as-a-Service ist NICHT Miete 2.0 &#8211; und wer das glaubt, l\u00e4sst Geld liegen<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd5bfb4 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"fd5bfb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tViele Hersteller verwechseln EaaS mit Miete - und verschenken damit strategisches Potenzial. Komptech zeigt wie Equipment-as-a-Service die L\u00fccke zwischen Kauf und Miete gezielt schlie\u00dft. \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"22001\" class=\"elementor elementor-22001 swiper-slide e-loop-item e-loop-item-20933 post-20933 post type-post status-publish format-standard has-post-thumbnail hentry category-blog-post tag-eaas tag-eaas-value-proposition tag-equipment-as-a-service-2 tag-nutzungsbasierte-preisgestaltung tag-risikoverlagerung\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-71a7ab5 e-con-full e-flex e-con e-parent\" data-id=\"71a7ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-4dce688 e-con-full e-flex e-con e-child\" data-id=\"4dce688\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/findustrial.io\/de\/eaas-value-proposition-no-capex-reicht-nicht\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3bb491 elementor-widget elementor-widget-text-editor\" data-id=\"e3bb491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>deep dive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d222d81 elementor-widget elementor-widget-heading\" data-id=\"d222d81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">EaaS richtig verkaufen: Warum \u201eNo CAPEX\u201c allein nicht reicht<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd5bfb4 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"fd5bfb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tWarum \u201eNo CAPEX\u201c f\u00fcr Kunden kein \u00fcberzeugender Mehrwert ist - und welche Value Propositions erfolgreiche Equipment-as-a-Service-Modelle wirklich skalierbar machen.\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"22001\" class=\"elementor elementor-22001 swiper-slide e-loop-item e-loop-item-20963 post-20963 post type-post status-publish format-standard has-post-thumbnail hentry category-blog-post tag-eaas tag-eaas-geschaftsmodell tag-equipment-as-a-service-2 tag-industrielle-eaas-geschaftsmodelle tag-leasing-vs-eaas tag-servitization-2\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-71a7ab5 e-con-full e-flex e-con e-parent\" data-id=\"71a7ab5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<a class=\"elementor-element elementor-element-4dce688 e-con-full e-flex e-con e-child\" data-id=\"4dce688\" data-element_type=\"container\" data-e-type=\"container\" href=\"https:\/\/findustrial.io\/de\/equipment-as-a-service-definition\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3bb491 elementor-widget elementor-widget-text-editor\" data-id=\"e3bb491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>deep dive<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d222d81 elementor-widget elementor-widget-heading\" data-id=\"d222d81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Equipment-as-a-Service (EaaS): Definition und Einordnung<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd5bfb4 elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"fd5bfb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tWas genau steckt hinter Equipment-as-a-Service? Dieser Artikel erkl\u00e4rt, wie sich EaaS von Leasing und Pay-per-Use unterscheidet, warum das Modell in der Industrie an Bedeutung gewinnt und wann es sich lohnt.\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Voriger\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t<\/div>\n\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\" aria-label=\"N\u00e4chster\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-192221e elementor-widget elementor-widget-heading\" data-id=\"192221e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Quellen<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccf461f elementor-widget elementor-widget-text-editor\" data-id=\"ccf461f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul style=\"font-size: 14px; line-height: 1.55; color: #6b7a99;\">\n<li>Findustrial, <em>Equipment-as-a-Service Refinancing Options<\/em> (2026): Strukturen, Aufnahmekriterien und Volumensgrenzen.<\/li>\n<li>Lah, T. und Wood, J. B. (2016). <em>Technology-as-a-Service Playbook: How to Grow a Profitable Subscription Business<\/em>. Point B Inc, der Verlag der Technology &amp; Services Industry Association, Kapitel 5, \u201eSwallowing the Fish\u201c.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-038b1c9 elementor-widget elementor-widget-text-editor\" data-id=\"038b1c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div style=\"border: 1px solid #E2E8F0; border-left: 3px solid #6B7A99; background: #F4F6F9; padding: 14px 18px; font-size: 13.5px; line-height: 1.55; color: #323232; margin-top: 8px;\">\n<p style=\"margin: 0 0 6px;\"><strong>Disclaimer<\/strong><\/p>\n<p style=\"margin: 0;\">Dieser Beitrag dient ausschlie\u00dflich der allgemeinen Information und stellt keine Rechts-, Steuer-, Bilanzierungs- oder Finanzberatung dar. Bilanz-, Steuer- und Rechtsvorschriften unterscheiden sich von Land zu Land und \u00e4ndern sich im Lauf der Zeit. Die hier beschriebene Behandlung trifft daher nicht zwingend auf Ihre Situation zu. Lassen Sie jede konkrete Struktur von Ihrem Abschlusspr\u00fcfer, Steuerberater oder Rechtsbeistand beurteilen, bevor Sie danach handeln. Wir haben diese Inhalte mit Sorgfalt erstellt; soweit gesetzlich zul\u00e4ssig, \u00fcbernimmt die Findustrial GmbH jedoch keine Haftung f\u00fcr ihre Richtigkeit, Vollst\u00e4ndigkeit und Aktualit\u00e4t oder f\u00fcr Entscheidungen, die auf ihrer Grundlage getroffen werden.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37ca736 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"37ca736\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sale &#038; Lease Back, Sale &#038; Assignment of Receivables oder SPV: wo das Asset nach UGB, HGB und IFRS landet und wie Sie die passende Refinanzierungsstruktur finden.<\/p>\n","protected":false},"author":2,"featured_media":22291,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[139],"tags":[],"class_list":["post-23581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-post"],"acf":[],"_links":{"self":[{"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/posts\/23581","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/comments?post=23581"}],"version-history":[{"count":20,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/posts\/23581\/revisions"}],"predecessor-version":[{"id":23711,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/posts\/23581\/revisions\/23711"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/media\/22291"}],"wp:attachment":[{"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/media?parent=23581"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/categories?post=23581"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/findustrial.io\/de\/wp-json\/wp\/v2\/tags?post=23581"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}