Trumpf high-end laser and punching machine

Success Stories

FINDUSTRIAL was able to implement the following pay-per-use project in collaboration with the company PRIMATECH Metallverarbeitung GmbH.

INITIAL SITUATION

Primatech Metallverarbeitung GmbH is a small regional metalworking company and a supplier for the booming pellet and wood chip heating industry
The company currently has a lot of orders
An investment in expansion is pending, which represents a considerable amount for a small company
Uncertainty about whether the strong order situation will continue and whether the machine can be used to capacity also causes uncertainty about the scope and timing of the expansion investment
The company has a good business relationship with its bank and would like to optimise the liquidity risk from the investment

Primatech decides on a Trumpf high-end combined laser/punching machine with an investment of around EUR 1.5 million, irrespective of financing

With the support of the Findustrial platform, the bank offers a usage-based leasing option
A maximum term is fixed via a minimum instalment that is manageable for the company
The Trumpf machine is connected by Findustrial, so the company can monitor the usage of the machine in real time on the Findustrial platform
Based on the usage, Findustrial calculates the defined leasing rate for each period and the basic parameters of the leasing contract that are changed as a result
Financing via partners helps conserve the principal bank credit lines

The liquidity risk is significantly reduced
The investment decision is therefore easier to make
Overview of the utilisation of the machine
Increased utilisation means that more is automatically paid back, which reduces the leasing period; consequently, new investments can also be started earlier
Primatech Metallverarbeitung GmbH can use the asset in the long term independently of the financing (purchase at the end of the term)
No risk of having to pay more at the end in the event of excessive use

The relationship with the principal bank is further reinforced, and the principal bank can offer customer-oriented and innovative solutions
Migration to asset financiers or manufacturer pay-per-use solutions is avoided
The customer’s lower liquidity risk is also positive for the bank rating
Event of default risk is reduced
Processing is fully automated via the Findustrial platform
Ongoing usage data gives the bank better insight into the current production volume and the condition of the asset