Flexible financing for machinery and equipment for asset user

Use instead of buy – finance your next machine or equipment flexibly via pay-per-use!

Price per Hour Minute Piece kWh km Litre

20€ 0,60€ 2€ 0,09€  1,50€ 0,5€

Your next machine financing could look like this. Calculate your monthly pay-per-use leasing rate now and find out in advance what savings opportunities await you.

With just a few details, you will receive your pay-per-use leasing calculation within a very short time.

The big advantage: You get a completely non-binding idea of what your pay-per-use leasing could look like. Limits defined by you, the planned utilisation of the machine, investment sum and term are taken into account and result in your personal offer.

Calculate your leasing rate now!

Congratulations!
Your leasing rate is:
Contact us now to validate your input values and further details, such as subsidies etc., and get to your personal pay-per-use financing offer.
3 steps to a pay-per-use project

Calculate, coordinate and take off – what are you waiting for? We accompany you step by step.

Findustrial Team - FAQs about Findustrial
Short and simple

Enter the parameters of your pay-per-use project and you will receive your leasing rates.

Findustrial Team - FAQs about Findustrial
It´s a Match​

You like what you see? Then simply make an appointment with us and we will talk about your project without obligation.

Findustrial Team - FAQs about Findustrial
And off we go!

At the joint appointment, we discuss the contents of your pay-per-use project and design a basis that is tailored to your operational needs.

Advantages of pay-per-use

What are the advantages of financing your machine with pay-per-use?
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Flexibility without compromise

The productivity of the machine or plant is measured in real time and this data is the basis for your repayment rates. 

Thus, your payment is always based on the use of your asset.

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Interest savings

The variable term of the pay-per-use leasing contract significantly reduces your interest burden when your capacity utilisation is good.

This flexibility helps to make pay-per-use cheaper than comparable leases.

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Minimum risk, maximum success

Without the high capital investment at the beginning of a machine purchase, you gain more liquidity through pay-per-use financing.

Pay-per-use financing makes further projects easier for you.

Pay-per-Use. It doesn't get more individual than that.

Every company faces its own challenges. We have the right solution for your needs.

Pay-per-use leasing

You optimise your expenses and only pay for the actual use of your asset. With pay-per-use leasing, the repayment rate is based on the utilisation of your asset. This flexible model can also give you tax advantages, as the term is shortened and you save on interest if you have a good occupancy rate. 

Your advantages of pay-per-use leasing
Play Video

Model

Pay-per-use leasing

property

Financier

Repayment

flexible

(with limits)

Manufacturer turnover

one-time

(Service continuous)

Play Video

Pay-per-use loan

A pay-per-use loan allows you to pay only for what you actually use. Instead of fixed monthly amounts, the costs are based on your consumption. With good utilisation, you benefit from a shortened term and thus save on interest.

Your advantages of a pay-per-use loan

Model

Pay-per-use loan

property

customer

Repayment

flexible

(with limits)

Manufacturer turnover

one-time

(Service continuous)

Pay-per-use export financing

Are you planning a project abroad? Use the advantages of pay-per-use for your international projects as well. Together with OeKB, we make this financing possible.

Your advantages of a pay-per-use export financing
Play Video

Model

Pay-per-use export

property

customer

Repayment

flexible

(with limits)

Manufacturer turnover

one-time

(Service continuous)

Shape your factory of the future

Pay-per-use enables the factory of the future

Your factory could also look like this - today!

Our vision? A sustainable factory, with the latest technology – cost-saving and affordable for all. Pay-per-use financing makes it possible to use the latest technologies in all areas, pay for them based on actual use and thus save costs efficiently and in the long term.

Factory of the future enabled by pay-per-use leasing
Pay-per-kilowatt peak

Sustainable energy sources

By installing, for example, a PV system that you bill on a usage basis, you can reduce your energy costs by more than 50%. What costs you € 0.30 per KWh today is reduced to € 0.10 per KWh by the PV system and provides a saving of € 100,000 per year. In addition, you improve your CO2 balance by saving 200 tonnes.

Pay-per-kilometre

Electronic vehicle fleet

Renew your trucks and go for e-mobility. With a price of € 1.00 per kilometre, you have a savings potential of € 30,000 p.a. and reduce your CO2 emissions by 75 tonnes.

Pay-per-hour

Highly efficient cooling

Cooling systems are just one example of usage-based billing by the hour. Technologies can be optimally used and maintained. This not only extends the life of the products, but also creates a savings potential of € 60,000 p.a. and 120 tonnes less CO2 emissions.

Pay-per-bend

Highly automated production

What today may have a price of € 100 per hour can be reduced to € 40 per hour through more efficient production and save you € 170,000 per year.

Pay-per-piece

The latest technology for your production facility

With pay-per-piece, all production facilities can be easily billed on a usage basis. They know a fixed unit price, can further automate their production line and counteract the shortage of skilled workers.

Pay-per-charge

E-charging stations

Make your business more attractive. E-charging stations are a great benefit for customers and employees. Pay-per-charge billing allows you to monitor your energy consumption in real time and optimise your operating costs.

Pay-per-move

Rely on AGVs instead of classic forklifts

By switching from just two trucks to AGVs (Automated Guided Vehicles) you can reduce your costs by € 160,000 per year.

Pay-per-Use

Robots against a shortage of skilled workers

Rely on future-proof automation that you charge for on a usage basis. The actual utilisation of the machine is decisive here. They are not dependent on specialist staff and only pay for what they actually use.

Modern factory of the future with innovative appearance
Pay-per-kilowatt peak

Sustainable energy sources

By installing, for example, a PV system that you bill on a usage basis, you can reduce your energy costs by more than 50%. What costs you € 0.30 per KWh today is reduced to € 0.10 per KWh by the PV system and provides a saving of € 100,000 per year. In addition, you improve your CO2 balance by saving 200 tonnes.

Pay-per-kilometre

Electronic vehicle fleet

Renew your trucks and go for e-mobility. With a price of € 1.00 per kilometre, you have a savings potential of € 30,000 p.a. and reduce your CO2 emissions by 75 tonnes.

Pay-per-hour

Highly efficient cooling

Cooling systems are just one example of usage-based billing by the hour. Technologies can be optimally used and maintained. This not only extends the life of the products, but also creates a savings potential of € 60,000 p.a. and 120 tonnes less CO2 emissions.

Pay-per-bend

Highly automated production

What today may have a price of € 100 per hour can be reduced to € 40 per hour through more efficient production and save you € 170,000 per year.

Pay-per-piece

The latest technology for your production facility

With pay-per-piece, all production facilities can be easily billed on a usage basis. They know a fixed unit price, can further automate their production line and counteract the shortage of skilled workers.

Pay-per-charge

E-charging stations

Make your business more attractive. E-charging stations are a great benefit for customers and employees. Pay-per-charge billing allows you to monitor your energy consumption in real time and optimise your operating costs.

Pay-per-move

Rely on AGVs instead of classic forklifts

By switching from just two trucks to AGVs (Automated Guided Vehicles) you can reduce your costs by € 160,000 per year.

Pay-per-Use

Robots against a shortage of skilled workers

Rely on future-proof automation that you charge for on a usage basis. The actual utilisation of the machine is decisive here. They are not dependent on specialist staff and only pay for what they actually use.

Calculate pay-per-use leasing rate

To do this, define parameters such as the acquisition costs, the period of use and your monthly plan utilisation. Using these parameters, you can quickly and easily calculate your pay-per-use project.

Calculate the price per unit for your next machine or plant

Assumption: Residual value 10% | Interest rate according to current market situation 5%

Congratulations!
Your leasing rate is:
Contact us now to validate your input values and further details, such as subsidies etc., and get to your personal pay-per-use financing offer.

Satisfied customers

What our customers say about pay-per-use and Findustrial

Frequently asked questions

Find answers to your questions quickly! Watch our FAQ videos and become an expert.

The advantage lies in linking the repayments to the use of the plant. If the investment runs well, more can be paid back. If business deteriorates, the financing rates are reduced fully automatically without having to contact the financing partner. By documenting the usage data, higher second-hand values can also be achieved.

Pay-per-use is a billing model in which the monthly rate to be paid is linked to a usage variable and thus becomes variable.

From the operator’s point of view, pay-per-use is the billing model. Equipment-as-a-Service is the service offered by the manufacturer. Additional services such as maintenance, servicing, etc. are offered as a uniform service (all-in package) for the equipment and charged to the operator on a usage basis.

Not necessarily, through the possible reduction of the term, the asset user can save considerable interest. This means that if business is good, higher instalments are due and the term is automatically reduced. The additional costs of the data connection result in additional costs of approx. 0.2-0.5% p.a. for a comparable term, but these can be more than compensated for by the flexibility of pay-per-use leasing.

If your house bank is already a Findustrial partner, by all means! However, it must be clarified on a case-by-case basis whether your house bank can handle the variable installments. However, we also draw on our worldwide network of financing partners to facilitate the best conditions.

No, pay-per-use is possible and makes sense in almost every sector where there can be basically fluctuating plant utilisation. Pay-per-use exists both in the stationary sector (all types of production machinery) and in the mobile sector (construction machinery, agriculture, trucks). In addition, many units in so-called ancillary areas (cooling, heating, ventilation, lighting) are charged via pay-per-use. A strongly growing area is also the topic of photovoltaics, where you then only pay according to the KWh produced by the system.

We have even more...
How can we help you?

Request machine financing now

Have we not yet convinced you completely of the benefits of flexible financing? We will be happy to calculate non-binding financing for you.

Our team of experts can provide you with the best advice thanks to decades of experience in the industrial sector. We will take time for you and find the right financing solution. Perhaps even with your house bank, which is already one of our partners.

Personalized flyer for a pay-per-use model to present to a client

Hier sehen Sie ein paar Beispiele, wie eine Pay-per-Use Leasingberechnung bei unterschiedlichen Maschinen und Anlagen aussehen kann

Schön, dass Sie da sind!

Das Findustrial Team freut sich auf Ihre Kontaktaufnahme:

Portrait von Findustrial Mitarbeiter Matthias
Matthias Ainz
Head of Finance Solutions

Schön, dass Sie da sind!

Das Findustrial Team freut sich auf Ihre Kontaktaufnahme:

Here are a few examples of how a pay-per-use lease calculation can look for different machines and equipment

Thank you for your submission!

We have received your request and will contact you as soon as possible to present your calculation.

Good to see you!

The Findustrial team is looking forward to hearing from you:

Portrait of Findustrial employee Matthias
Matthias Ainz

Head of Finance Solutions

Good to see you!

The Findustrial team is looking forward to hearing from you: